Startup Current Account - Accounts and Services - Business Banking | Ulster Bank

Start up Business Bank Account

We're here to help if you're starting a business

Start your application

Upon submitting your application a credit search will be carried out on all owners of the business.  Over 18's only.  If for any reason your circumstances have changed, your application may be declined.

Help with starting your own business

Two years transaction fee free banking 

Cheque book available for paying those larger bills

 View your account on our mobile app and online banking platforms by registering for Anytime Internet Banking

Two years transaction fee free banking 

Access your cash and pay your bills with a Business Visa Debit Card 

Cheque book available for paying those larger bills

 View your account on our mobile app and online banking platforms by registering for Anytime Internet Banking

Two years transaction fee free banking 

Access your cash and pay your bills with a Business Visa Debit Card 

Cheque book available for paying those larger bills

 View your account on our mobile app and online banking platforms by registering for Anytime Internet Banking

What does transaction fee free banking mean?

 

It means that the standard charges for the day to day running of your account, commonly known as your transaction fees, will not apply for the first two years after the account opening date.

 

'Additional charges' and 'unarranged borrowing' charges are not part of the banking offer and will apply from account opening. 

Add your signposting title here… Are you eligible?

Your business must be registered in Republic of Ireland, open less than 36 months and have an annual turnover under €1 million.

 

You need to apply for the following products within the same application:

 

Business Current Account

Anytime Banking 

Business Debit Card

Add your signposting title here… Open a start up business bank account

Gather your documents

Sole Trader
Apply Online Sole Trader

To comply with regulation we need original documentation to confirm

Who you are and where you live Full Irish / UK Driving Licence  

Where your business is located (if different from your home address)

Original Utility Bill (electric or landline telephone) dated within the last 6 months

Confirmation of Trading Name (if applicable)

Certificate of Registration of Business Name (from Companies Registration Office)

Where you Bank (if your account isn't already with Ulster Bank)

Startup? 3 months personal current account statements

Existing business? 3 months business current account statements

Additional acceptable documentation can be found here.

Partnership
Apply Online Partnership

To comply with regulation we need original documentation to confirm:

Who you are and where you live

Full Irish / UK Driving Licence (for each partner) 

Where your business is located (if different from your home address)

Original Utility Bill (electric or landline telephone) dated within the last 6 months

Confirmation of your Partnership

Most recent Annual Accounts or a letter from your registered Accountant

Confirmation of Trading Name (if applicable)

Certificate of Registration from Companies Registration Office

Where you Bank (if account not already with Ulster Bank)

Startup? 3 months personal current account statements

Existing business? 3 months business current account statements

Additional acceptable documentation can be found here.

Company
Apply Online Company

To comply with regulation we need original documentation to confirm:

Who you are and where you live (for each director and shareholder)

Full Irish / UK Driving Licence  

Confirmation of your Company 

Company Constitution and Certificate of Incorporation

 Confirmation of Company Shareholding

Certified List of Directors and Shareholders

Where you Bank (if account not already with Ulster Bank)

Startup? 3 months personal current account statements

Existing business? 3 months business current account statements

Additional acceptable documentation can be found here.

Start your application online

Visit your local branch

Additional support for your business

Business Lending 

 

We offer more than just loans and overdrafts, discover our range of short and long term solutions for your business.

Business Lending

Small Business Can - Free online support 

 

Registering with Small Business Can opens the door to a wealth of information and support which may help you overcome business challenges you face now or in the future.

  Write blogs to promote your business and share your experiences

  Business planning tools, mobile apps and monthly ezines

  Online advice from thousands of small business owners and fellow entrepreneurs

Visit SmallBusinessCan.com
Get in touch We're here to help
Call our dedicated team
Call us now

General enquiries

1850 211 690 (Republic of Ireland)

0345 366 5592 (UK)

Or if calling from abroad 0044 2890 538459

Lines are open 8.30am - 5pm  Monday to Friday - Note calls may be recorded

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