Voice Phishing - Security Centre | Ulster Bank

Beware of cold calls via the telephone

What is voice phishing?

Voice phishing (sometimes referred to as 'vishing') is when fraudsters make unsolicited phone calls which aim to encourage you to give out your personal details, such as your debit or credit card number, your Personal Identification Number (PIN) numbers, or secure codes from your card reader. The fraudsters may pretend to be your bank, the police, or any other official company in order to sound convincing. Sometimes you may get a 'warm up call' where no information is discussed. This is to set the scene for a later call where you may be asked for information.

How to avoid becoming a victim of voice phishing


  1. Never give out your Mobile banking App Activation codes and Passcode
  2. Never give your full Online Banking PIN or full Online Banking password to anyone, even a caller claiming to be from your bank or the police
  3. Never give out your card reader codes to anyone
  4. If you get a call asking you for this information, end the call immediately
  5. If you receive a suspicious or unexpected call, always verify the caller using an independently checked phone number such as a contact number from our website
  6. If you receive a request to download software to connect to your computer, and you have not initiated the conversation with the company, decline to do so

  7. See the Be Aware Beat Fraud guide for further information (2.5MB PDF)


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