Standard Account - Current Accounts | Ulster Bank

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Standard Account

Just €4 a month for all your everyday current account banking

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Available to Republic of Ireland residents aged 18 or over. Terms and conditions apply

Features and benefits Why choose a Standard Account?

The Standard Account could be ideal if you want a simple, straightforward account with no credit facilities or cheque book.

 

No day to day transaction fees 
We don’t charge for day to day transactions, just a €4 monthly maintenance fee.

Visa debit card
Withdraw cash and make purchases in store and online. Stamp Duty applies. A Government Stamp Duty charge of 12 cent is applied to each domestic cash withdrawal made at an ATM. The total fee paid per annum per card is capped at €2.50 on ATM only cards and €5 on combined ATM and debit cards, and is applied annually in January.
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Withdraw up to €500 cash per day
Access your funds when you need to.

Pay your bills
Make regular payments by Direct Debit or standing order.

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Take a look at A guide to personal accounts fees and interest for information on fees and charges.

Straightforward monthly fee

A €4 monthly maintenance fee applies to the Standard Account  - but we don’t charge for day to day transactions - so you know exactly what you’re paying each month.

We don't charge for:

  • Using your Debit Card to pay for goods or getting cashback
  • Using online, telephone banking or banking app services
  • Setting up or cancelling Direct Debits or standing orders
  • Transferring money between your accounts or to others
  • Withdrawing/lodging cash over the counter or at cash machines

Plus, if you maintain a minimum cleared balance of €3,000 in your account during the charging cycle or are aged 66 or over, you can enjoy fee-free banking. Find out more

Additional features What else can you expect?
Emergency Cash service

If your card is lost or stolen our Emergency Cash service ensures you can access your money from our cash machines. You can withdraw up to €300 if you are an Anytime Banking customer, or up to €60 if you're not. You need to have €25 in your account to use the service.

More on Emergency Cash

Mobile Banking

Our app is simple, clever and easy to use - you can even use it to withdraw cash at our cash machines and make payments to friends using just their mobile number. Available to customers with Anytime Banking and a Republic of Ireland mobile number.

More on Mobile Banking

Online banking

View your balance, check and print your statements and pay bills anywhere in the world with our secure online service. Available to over 11s with an eligible account.

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Banking to suit you

In addition to our online and mobile banking services, we have a 24/7 call centre and web chat services. Plus, some of our branches are open on Saturdays.

More on ways to bank

Thinking of switching to us?

Moving your account to us is easy, simply tell us that you want to switch when completing your account application. Our dedicated switching team will do all the hard work for you. We'll:

  • Transfer your salary to your new account
  • Set up your standing orders and request the set-up of your Direct Debits
  • Transfer any credit balance from your old account

And we'll do it all within ten working days.

 

Find out more about moving to us
Standard Account Ready to apply?
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