Switch to us
Enjoy zero transaction fees with our Current Account
Available to Republic of Ireland residents aged 18 or over. Lending criteria, terms and conditions apply.
Why move your account to us?
testNo day-to-day transaction fees, just a €4 monthly maintenance fee
testNo lodgement or withdrawal limits at our branch counters
Plus, if you maintain a minimum balance of €3,000 in your account or are aged 60 or over, you can enjoy maintenance fee-free banking. Find out more
Additional charges may apply. For full details, see A guide to personal accounts fees and interest
Further information and support
Icon expand How the switching process works
Moving your account to us is simple. To help make it easy we’ll...
- Send you your new cards and chequebook
- Transfer your salary to your new account
- Set up your standing orders
- Request the set-up of your Direct Debits
- Transfer any credit balance from your old account
- Arrange to close your old account
And we’ll do it all within ten working days.*
*Occasionally there may be exceptional circumstances beyond our control in which these timescales cannot be met.
Icon expand Ensuring your switch goes smoothly
testChoose a time of the month when there is little activity on your account in terms of Direct Debits and payments.
testMake sure there are enough funds in both accounts to cover any upcoming transactions or charges.
testEnsure your old bank has your up to date details. If you are switching a joint account, the same names should be used on both accounts.
If you are closing your old account:
testReturn any unused cheques and bank cards when you receive the new ones. Don't use your old cards or chequebook once the switching process has started as transactions that are yet to clear may delay the switch.
testIf you have a debit balance to transfer, or you would like a credit facility, please agree this with us first.
Icon expand Applying in branch
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Do I have to close my old account?
You can choose to switch your current account and close your old account, or switch all your Direct Debits and standing orders but keep your old account open. Just let us know what you want to do when completing your switch application.
I already have an Ulster Bank current account. How do I make the switch?
If you would like to switch your standing orders and direct debits into an existing Ulster Bank account, please visit your local Ulster Bank branch and we will help you complete your switch.
Can I switch my account if I am overdrawn?
Yes, and we may be able to provide facilities to help you pay off any overdraft, subject to our normal lending criteria. If this isn’t the case you must make separate arrangements to repay your old bank or building society what you owe.