Switch To Ulster Bank - Current Accounts | Ulster Bank

Woman on laptop

Switch to us

Just €4 a month for all your everyday current account banking

Available to Republic of Ireland residents aged 18 or over. Lending criteria, terms and conditions apply. Charges for additional services apply. A guide to personal accounts fees and interest

 

Why move your account to us?

No day-to-day transaction fees, just a €4 monthly maintenance fee  Find out more

No lodgement or withdrawal limits at our branch counters  A guide to personal accounts fees and interest

If you maintain a minimum cleared balance of €3,000 or are aged 60 or over,you can enjoy maintenance fee-free banking.

See what you could save by switching from AIB or Bank of Ireland to Ulster Bank

See how the savings are calculated

This tool provides an indication of the potential savings you could make by switching to us based on the information you provided. The savings are worked out by calculating what you may currently pay for a Bank of Ireland or AIB current account, and subtracting the fees you may pay with us for a current account. Annual Government stamp duty applies to debit cards.*Automated Teller Machines.

Moving your banking to us Using our switching service

Our switching service is designed to work around you. Our dedicated switching team is here to help you with the switching process. As part of the process, all your regular payments like Direct Debits, standing orders and bill payments will be transferred and you can choose your own switch date. Your new account will be up and running within 10 working days of the switch date. 

What your old bank will do

What we will do

Tips for a hassle free switch

Find out what other customers have saved by switching

Accordion

Icon expand Customer 1 - Joe

JOE

Ulster Bank

Yearly Charges  

Bank of Ireland

Yearly Charges

Switcher Saving

Estimated Yearly Savings

He has less than €3,000 minimum daily balance €48 (€4 per month) €20 (€5 per quarter) -
He makes 15 Automated Teller Machine transactions per month (within ROI, charges abroad apply) Free €45 (25c each) -
He makes 20 Debit Card transactions per month
Free €24 (10c each)   -
He makes 2 branch lodgements/withdrawals per month Free €14.40 (60c each) -
Total €48 €103.40 €55.40

The number of transactions are based on the specified number of transactions carried out in each individual circumstance and savings may vary, depending on individual usage.AIB and Bank of Ireland charges information is sourced from their company website and brochures that set out charges that apply to their customers. 

Accordion

Icon expand Customer 2 - Mary

MARY

Ulster Bank

Yearly Charges

Bank of Ireland

Yearly Charges

Switcher Saving

Estimated Yearly Savings  

She has less than €2,500 minimum daily balance
€48 (€4 per month)   €18 (€4.50 per quarter) -
She makes 15 ATM transactions per month (within ROI, charges abroad apply) Free €63 (35c each)   -
She makes 20 Debit Card transactions per month Free €48 (20c each) -
She makes 2 branch lodgements/withdrawals per month Free €9.36 (39c each)
-
Total €48   €138.36 €90.36

The number of transactions are based on the specified number of transactions carried out in each individual circumstance and savings may vary, depending on individual usage.AIB and Bank of Ireland charges information is sourced from their company website and brochures that set out charges that apply to their customers. 

A guide to personal accounts fees and interest Ready to apply?
What else can you expect?

Emergency Cash

If your card is lost or stolen our Emergency Cash service ensures you can access your money from our cash machines. Withdraw up to €300 if you are an Anytime Banking customer, or up to €60 if you're not. You need €25 in your account to use the service.

More on Emergency Cash

 

Online Banking

View your balance, check and print your statements and pay bills anywhere in the world with our secure online service. Available to over 11s with an eligible account.

More on online banking

Mobile Banking

Our app is simple, clever and easy to use - you can even use it to withdraw cash at our cash machines and make payments to friends using just their mobile number. Available to customers with Anytime Banking and a Republic of Ireland mobile number.

More on Mobile Banking

 

Banking to suit you

In addition to our online and mobile banking services, we have a 24/7 call centre and web chat services. Plus, some of our branches open on Saturdays.

More on ways to bank

 

Add your signposting title here… Common questions
Next steps Switch to Ulster Bank
Apply now See our full range of accounts
Set Tab for lightbox