Mortgages - Personal Banking | Ulster Bank

Ulster Bank Mortgages

Help for the movers

We could help you find your
perfect mortgage

Request a call back
A mortgage you can live with €1,500 towards your legal fees

What’s the offer

 Offer is available across the Ulster Bank residential and buy to let mortgage product range

 Mortgage offer must be issued by 31 December 2017

€1,500 payment as a contribution to your legal fees will be made into the current account from which your mortgage payment is made after mortgage drawdown. This amount is fixed and will not change if your legal fees are higher or lower

 

Who is eligible?

 Any customer taking a new mortgage, including first time buyers, home movers switchers and buy to let

 Minimum mortgage amount is €40,000 for residential and €50,000 for buy to let

 Excludes home mover mortgage where entire balance is on a historic ported product or 10 year tracker, further advance, negative equity, retention and transfer of title mortgages

 The maximum mortgage available for First Time Buyers is up to 90% of purchase price or the value of the property, whichever is lower

 For home movers a maximum Loan to Value of 80% applies - these limits may vary

 For mortgage switchers a maximum Loan to Value of 90% applies, which reduces to 80% if you want a borrow more than your current mortgage balance

 Buy to Let, negative equity mortgages and mortgages in arrears are excluded from these Loan to Value limits

Request a call back
from a mortgage specialist
Our €1,500 legal fees offer
A mortgage you can live with €1,500 towards your legal fees

What’s the offer

 Offer is available across the Ulster Bank residential and buy to let mortgage product range

 Mortgage offer must be issued by 31 December 2017

€1,500 payment as a contribution to your legal fees will be made into the current account from which your mortgage payment is made after mortgage drawdown. This amount is fixed and will not change if your legal fees are higher or lower

 

Who is eligible?

 Any customer taking a new mortgage, including first time buyers, home movers switchers and buy to let

 Minimum mortgage amount is €40,000 for residential and €50,000 for buy to let

 Excludes home mover mortgage where entire balance is on a historic ported product or 10 year tracker, further advance, negative equity, retention and transfer of title mortgages

 The maximum mortgage available for First Time Buyers is up to 90% of purchase price or the value of the property, whichever is lower

 For home movers a maximum Loan to Value of 80% applies - these limits may vary

 For mortgage switchers a maximum Loan to Value of 90% applies, which reduces to 80% if you want a borrow more than your current mortgage balance

 Buy to Let, negative equity mortgages and mortgages in arrears are excluded from these Loan to Value limits

Request a call back
from a mortgage specialist
Important Information
about our mortgages

Lending criteria, terms and conditions apply. Over 18s only and Republic of Ireland residents only. Mortgaged property must be in Republic of Ireland. Security, buildings insurance and life cover required. 

Help for what matters...


€1,500 towards your
legal fees

We offer €1,500 towards your legal fees on all new residential and buy to let mortgages, mortgage offer must be issued by 31 December 2017

 

See our €1,500 legal fees offer
A mortgage you can live with €1,500 towards your legal fees

What’s the offer

 Offer is available across the Ulster Bank residential and buy to let mortgage product range

 Mortgage offer must be issued by 31 December 2017

€1,500 payment as a contribution to your legal fees will be made into the current account from which your mortgage payment is made after mortgage drawdown. This amount is fixed and will not change if your legal fees are higher or lower

 

Who is eligible?

 Any customer taking a new mortgage, including first time buyers, home movers switchers and buy to let

 Minimum mortgage amount is €40,000 for residential and €50,000 for buy to let

 Excludes home mover mortgage where entire balance is on a historic ported product or 10 year tracker, further advance, negative equity, retention and transfer of title mortgages

 The maximum mortgage available for First Time Buyers is up to 90% of purchase price or the value of the property, whichever is lower

 For home movers a maximum Loan to Value of 80% applies - these limits may vary

 For mortgage switchers a maximum Loan to Value of 90% applies, which reduces to 80% if you want a borrow more than your current mortgage balance

 Buy to Let, negative equity mortgages and mortgages in arrears are excluded from these Loan to Value limits

Request a call back
from a mortgage specialist


Same great rates for
all customers

We offer the same great rates to new and existing customers so when your fixed term ends, you can choose the best deal to suit your circumstances



See our mortgage rates
A mortgage you can live with €1,500 towards your legal fees

What’s the offer

 Offer is available across the Ulster Bank residential and buy to let mortgage product range

 Mortgage offer must be issued by 31 December 2017

€1,500 payment as a contribution to your legal fees will be made into the current account from which your mortgage payment is made after mortgage drawdown. This amount is fixed and will not change if your legal fees are higher or lower

 

Who is eligible?

 Any customer taking a new mortgage, including first time buyers, home movers switchers and buy to let

 Minimum mortgage amount is €40,000 for residential and €50,000 for buy to let

 Excludes home mover mortgage where entire balance is on a historic ported product or 10 year tracker, further advance, negative equity, retention and transfer of title mortgages

 The maximum mortgage available for First Time Buyers is up to 90% of purchase price or the value of the property, whichever is lower

 For home movers a maximum Loan to Value of 80% applies - these limits may vary

 For mortgage switchers a maximum Loan to Value of 90% applies, which reduces to 80% if you want a borrow more than your current mortgage balance

 Buy to Let, negative equity mortgages and mortgages in arrears are excluded from these Loan to Value limits

Request a call back
from a mortgage specialist


Meeting where & when
suits you

Our Mortgage Managers can travel to meet you, also many of our branches are open for mortgage appointments on Saturday mornings.

Many of our branches are open on Thursday evenings during May.

Find your nearest branch
A mortgage you can live with €1,500 towards your legal fees

What’s the offer

 Offer is available across the Ulster Bank residential and buy to let mortgage product range

 Mortgage offer must be issued by 31 December 2017

€1,500 payment as a contribution to your legal fees will be made into the current account from which your mortgage payment is made after mortgage drawdown. This amount is fixed and will not change if your legal fees are higher or lower

 

Who is eligible?

 Any customer taking a new mortgage, including first time buyers, home movers switchers and buy to let

 Minimum mortgage amount is €40,000 for residential and €50,000 for buy to let

 Excludes home mover mortgage where entire balance is on a historic ported product or 10 year tracker, further advance, negative equity, retention and transfer of title mortgages

 The maximum mortgage available for First Time Buyers is up to 90% of purchase price or the value of the property, whichever is lower

 For home movers a maximum Loan to Value of 80% applies - these limits may vary

 For mortgage switchers a maximum Loan to Value of 90% applies, which reduces to 80% if you want a borrow more than your current mortgage balance

 Buy to Let, negative equity mortgages and mortgages in arrears are excluded from these Loan to Value limits

Request a call back
from a mortgage specialist
Getting started is easy...

Step 1 - Find out how much you could borrow

Before you start looking for a house, you need to know how much you can borrow.

 

We'll ask a few questions about your income and outgoings to be able to give you an idea of how much we could lend to you.

See how much you could borrow

Step 2 - Take a look at our mortgage rates

Find out what your repayments are likely to be and whether there are any additional fees or repayment charges.

 

Once you've taken a look at our rates, you can get an indication of whether we can lend you the amount you need with an Agreement in Principle.

See our mortgage rates

Step 3 - See how to apply for a mortgage with Ulster Bank

You can apply in branch or over the phone. Take a look at the options and find out what's best for you.

 

Our Mortgage Advisers can call you or meet you at a time and branch that suits you, many branches are open on Saturdays.

See your ways to apply

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