Graduate Overdrafts - Overdrafts | Ulster Bank

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Graduate overdrafts

Helping you find your feet after you graduate

Open to Republic of Ireland residents aged 18 or over with an eligible Ulster Bank current account. Lending is subject to credit review and approval.

With an Ulster Bank Graduate Account you can apply for an interest-free overdraft of up to €1,500 for up to one year after you graduate (subject to credit review and approval).

Simply call into your local branch to apply and we will be happy to help.

Find your local branch
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Manage your finances Keeping an eye on your account

Checking your balance regularly could help you avoid going into an unarranged overdraft. You can do this in many ways.

Mobile Banking

Keep track of your money wherever you are with our secure and easy to use mobile app.

More about our apps

Anytime Banking

Check your balance, pay bills and make transfers 24/7 from the comfort of your home.

More about Anytime Banking

Text Alerts

Alerts are a simple way to keep up-to-date with your accounts and avoid unnecessary charges.

More about Text Alerts

Before you apply Important information

An overdraft is repayable on demand and may not be exceeded without prior permission. If you exceed your limit, surcharge interest plus debit interest will be applied to any amount over the authorised limit. Other charges may also apply. Please see A guide to personal accounts fees and interest for details.  

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