Personal Loans - apply online - Ulster Bank

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Personal Loans

Help with your borrowing needs

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Our rates depend on your loan amount and may differ from the rates shown. Available to over 18s and existing Ulster Bank current account customers resident in the Republic of Ireland only. Subject to approval. Lending criteria, terms and conditions apply.

Representative Example: €10,000 over 5 years at 8.17% fixed, 8.5% Annual Percentage Rate, with 60 monthly repayments of €203.64. Total amount repayable €12,218.40. 

Personal Loans Features and benefits


Borrow between €2,500 and €40,000

Flexible repayment terms of 1 - 10 years 

Depending on loan purpose
Personal Loans Borrowing terms
  • If you're borrowing for home improvements, you can take the loan over a term of up to 10 years

  • Other loans can be taken for up to 5 years, for loans of €12,000 or less, or up to 7 years for loans greater than €12,000

  • The minimum borrowing term is 1 year

Borrow for a range of purposes

Buying a new car, making some home improvements or funding your child's university education? We can help


Affordable monthly payments

Your rate is fixed for the term of the loan meaning no unexpected changes to your repayment amount


No upfront fees

We won't charge you anything to set up your loan


Get a quote online now

View your interest rate and loan repayment details

Get a quote

Apply online today

Existing online banking customer? We'll pre-fill your application to save you time



An Ulster Bank feeder account is required to open and service a personal loan.

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Personal Loans Ready to apply?
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