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Personal Loans

Help with your borrowing needs

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Representative 12.3% APR for loans of €8,000 to €11,999. Other amounts available at alternative rates. Our rates depend on your loan amount and may differ from Representative APR. Available to over 18s and existing Ulster Bank current account customers resident in the Republic of Ireland only. Subject to approval. Lending criteria, terms and conditions apply.

Personal Loans

Features and benefits

     

Borrow between €2,500 and €40,000

Flexible repayment terms of 1 - 10 years 

Depending on loan purpose

Personal Loans

Borrowing terms

  • If you're borrowing for home improvements, you can take the loan over a term of up to 10 years

  • Other loans can be taken for up to 5 years, for loans of €12,000 or less, or up to 7 years for loans greater than €12,000

  • The minimum borrowing term is 1 year

Borrow for a range of purposes

Buying a new car, making some home improvements or funding your child's university education? We can help

 

Affordable monthly payments

Your rate is fixed for the term of the loan meaning no unexpected changes to your repayment amount

 

No upfront fees or charges

We won't charge you anything to set up your loan

Get a quote online now

View your interest rate and loan repayment details

Apply online today

Existing online banking customer? We'll pre-fill your application to save you time

 

An Ulster Bank feeder account is required to open and service a personal loan.

Representative Example: €10,000 over 5 years at 11.64% fixed, 12.3% APR, with 60 monthly repayments of €220.68. Total amount repayable €13,240.80. What's a Representative Example?

Useful guides

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Lots of lenders offer loans. Our guide will help you understand the basics.

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Let us take the mystery out of loans with our jargon buster.

ub_article_any_20150608_492400335 Loans FAQs

The most common questions about our loans.

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Common questions

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Personal Loans

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