Apply Now Hero - Personal Loans | Ulster Bank

Before you apply


Some of the features and benefits of our personal loans:

Borrow between €2,500 - €40,000
Flexible repayment terms of 1 - 10 years

Depending on loan purpose
Personal Loans Borrowing terms
  • If you're borrowing for home improvements, you can take the loan over a term of up to 10 years

  • Other loans can be taken for up to 5 years, for loans of €12,000 or less, or up to 7 years for loans greater than €12,000

  • The minimum borrowing term is 1 year


Borrow for a range of purposes
Buying a new car, making some home improvements or funding your child's university education? We can help


Affordable monthly payments
Your rate is fixed for the term of the loan meaning no unexpected changes to your repayment amount


Important information before you apply:

Representative Example (What's this?)
€10,000 over 5 years at 8.17% fixed, 8.5% APR, with 60 monthly repayments of €203.64. Total amount repayable €12,218.40.

Other amounts available at alternative rates. Our rates depend on your loan amount and may differ from Representative APR.

To apply online you must be:

aged 18 or over and permanently resident in the Republic of Ireland

an existing Ulster Bank current account customer

Unfortunately we are unable to help if you have been declared bankrupt or received a Court Decree.

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