Home Improvement Loans | Personal Loans | Ulster Bank

Couple in a home furniture shop

Home Improvement Loans

Why move when you can improve?

Apply online Get a quote

Our rates depend on your loan amount and may differ from the rates shown. Available to over 18s and existing Ulster Bank current account customers resident in the Republic of Ireland only. Subject to approval. Lending criteria, terms and conditions apply.

Representative Example€10,000 over 5 years at 8.17% fixed, 8.5% Annual Percentage Rate, with 60 monthly repayments of €203.64.
Total amount repayable €12,218.40. 

Make a house your home with a loan from Ulster Bank

Spread the cost over 1-10 years
Borrow between €2,500 and €40,000 over a period of up to 10 years. The minimum loan term is 1 year.

Fixed monthly repayments
The rate is fixed for the term of the loan meaning no unexpected changes to your repayment amount.

No upfront fees or charges 
We won't charge you to set up your loan - charges for other services may apply, including if you decide to pay off your loan early.

Borrow for all kinds of projects
Can be used for a range of purposes - perhaps you want to add an extension to your home, a loft conversion or a new kitchen.

An Ulster Bank feeder account is required to set up and service a personal loan. 

Useful guides

Woman using a laptop A guide to loans

Lots of lenders offer loans. Our guide will help you understand the basics.

Man using a laptop Loans jargon buster

Let us take the mystery out of loans with our jargon buster.

Woman using a laptop Loans common questions

The most common questions about our loans.

Home Improvement Loans Ready to apply?
Apply online
Set Tab for lightbox