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Savings and Investments

Future planning made easier

Private Reserve Savings Account

An instant access savings account paying a preferential rate of interest each month. You can access and control your money via Anytime Internet Banking, our Private Banking telephone service, in branch or on our mobile app. When you are making a transfer online or over the telephone the limits will be advised to you.

A minimum balance of €15,000 is required. Your Relationship Manager can give you more details on how to open your Private Reserve Savings Account. Only available to Private Banking customers aged over 18, resident in the Republic of Ireland. Terms and conditions apply.

Download our Private Banking handbook (PDF)

What you need to know

  • Interest is calculated daily and paid after tax deductions
  • All returns are subject to Deposit Interest Retention Tax (DIRT), currently 41%
  • If you cancel your subscription to either the ufirst Private or Private Current Account, then we may close your account and transfer the balance to an Easy Access Account
View our terms and conditions (PDF, 356KB)
View our guide to preferential rates and deposit options (PDF, 264KB)


Tier Gross/AER (variable)
€15,000 + 0.90%
€0-€14,999 0.01%

Gross: interest rate paid before the deduction of tax. Annual Equivalent Rate (AER): What the interest rate would be if paid and compounded each year.

Proactive Insights

Every expert in our Private Banking team is at your disposal

Investment planning

We can help you design an appropriate investment strategy - whether it's for building your investment portfolio or funding your children's education.

Specialist Retirement Planning

We specialise in providing tax efficient solutions to both pension planning and exit strategies on retirement for business owners.                 

Financial Planning Advisory Service

Our Financial Planning Managers will help you get to grips with your financial goals and show you how you can go about making them a reality.

Helping to protect your family or business

We will work closely with you to understand your family’s estate planning needs as well as protecting you and your business or ensuring it’s survival in the event of a key person passing away.

These services are available to Ulster Bank Private Banking customers only.

Private Banking

Ready to join Ulster Bank Private Banking?

Talk to us now

Private Banking team


Call us on 01 770 0736


Lines are open Monday to Friday 9am-5pm excluding Bank Holidays. Calls may be recorded.

For 24 hour Private Banking, please contact the following numbers:

  • Within the Republic of Ireland: 1850 211 647
  • Outside the Republic of Ireland: 00 353 (0)1 640 1042
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