Customer looking at their mobile phone whilst on a flight

ufirst Private Current Account

Our premium packaged Private account

Banking, lifestyle and protection benefits

For an extra €14 per month, you can upgrade to the ufirst Private Current Account and take advantage of benefits designed to help make life easier and more affordable.

Your Relationship Manager will be able to provide you with information on all of the benefits available to you as a ufirst Private customer but some of these include:

  

Mobile phone insurance

You and your family's phones are covered for loss, theft, accidental damage and breakdown plus unauthorised calls in the event of theft or loss, wherever you are in the world. The excess for each claim is €95. Registration required.

How does it work?

How does it work?

  • Cover for up to four phones owned and used by you, your partner and children who live at home with you
  • Covers unauthorised calls up to €3,000 (inc VAT*) for monthly contracts and up to €100 (inc VAT) for pay as you go customers
  • All claims need to be reported to the insurer within 60 days of discovery.  For unauthorised use claims, you’ll need to report the loss or theft to your network provider within 24 hours of discovery
  • A €95 excess applies for each claim

You need to register your handset with the insurance provider in order to avail of this benefit.

*VAT: Value Added Tax

 

 

    

Annual worldwide travel insurance

You and your family can enjoy multi-trip cover for up to 31 days per trip, plus 17 days winter sports cover per year. If you have an existing medical condition, please note that your cover may exclude certain conditions. Registration required.

How does it work?

How does it work?

  • Cover includes you, your partner and children under 18 (or under 23 and in full-time education)
  • You have to live in the Republic of Ireland, United Kingdom or Channel Islands and have not spent more than six months abroad during the last year

You need to register with the insurance provider to avail of this benefit. For more information in relation to this benefit or how to make a claim, log on to the ufirst membership services website or call 1890 825 125.

Lines are open Monday to Friday 9am–6pm and Saturday 10am–4pm.

    

Up to €1,000 interest free-overdraft

You have access to an interest-free overdraft limit of up to €1000 (subject to credit review and approval). You won’t be charged interest if your account balance remains below your agreed interest-free limit, but if you exceed this limit you will be charged interest on the full amount borrowed.

Find out more

25% cash-back on concerts, shows and sporting event

Enjoy cash-back on everything from top sporting events and music concerts to your favourite comedians, theatre and dance shows throughout the United Kingdom and Ireland. Cash-back applies to up to four tickets per event.

How does it work?

How does it work?

  • No limit - take advantage as often as you like, as long as you are attending the event
  • Tickets have to be booked by phoning the ufirst Private membership services on 1890 825 125. Ticketmaster events can be booked online through the ufirst membership website.
Lines are open Monday to Sunday, 8am-10pm, except Christmas Day.

Additional features

Emergency Cash Service

If your debit card is lost or stolen we will cancel your card and let you withdraw money from our cash machines (limits apply).

Find out more

Anytime Internet Banking

See your balance and transactions dating up to 7 years back and transfer money between all accounts you manage.

How to register

Mobile Banking

Our mobile app is simple, clever and easy to use - you can even use it to withdraw cash and make payments to friends and family using just their mobile number.

Find out more

...and remember that your Private Relationship Manager and dedicated support team are on-hand to assist you with any queries. Find out more about our Private Banking service.

Important information

Overall account fee of €50 per month. Government Stamp Duty of €2.50 per year applies to debit cards used for just cash machine or point of sale transactions, and €5 when the card is used for both.

To qualify, you need an annual income of €150,000 or greater, a joint income of €175,000 or greater, or you may be invited to join. Only available to over 18s, resident in the Republic of Ireland. Lending criteria, terms and conditions apply.

View our guide to personal account fees and interest (PDF)

Details are also available from your Relationship Manager.

Hand on piano keys

Already a ufirst Private customer?

To get the most from your account and take advantage of your benefits, simply visit ufirst membership services.

Visit the ufirst membership website

ufirst Private Current Account

Ready to join Ulster Bank Private Banking?

Talk to us now

Private Banking team

 

Call us on 01 770 0736

 

Lines are open Monday to Friday 9am-5pm excluding Bank Holidays. Calls may be recorded.

For 24 hour Private Banking, please contact the following numbers:

  • Within the Republic of Ireland: 1850 211 647
  • Outside the Republic of Ireland: 00 353 (0)1 640 1042
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