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Medium term deposit accounts

Deposit funds for a fixed period of time

What is a medium term deposit account?


Our medium term accounts let you place a lump sum on deposit for a fixed timeframe they offer you:





Choose from a Fixed Term or Money Desk deposit account



Fixed interest rates mean you know in advance what interest your savings will earn

Medium term deposit accounts at a glance


Fixed Term Deposit

Money Desk Deposit

Who can apply?

Republic of Ireland residents aged 18 or over

Republic of Ireland residents aged 18 or over

Where do I apply?

In branch, Online Online application available to existing Anytime Banking customers applying for a sole account. You must hold an instant access account in the same name as the Fixed Term Deposit.

In branch

Minimum/maximum balance

€15,000 - €500,000 for terms less than 2 years, €15,000 - €1m for terms of 2 years or more

€15,000 - €500,000 for terms less than 2 years, €15,000 - €1m  for terms of 2 years or more

When can I access my savings?

Access at term maturity

Access at term maturity

When is interest paid?

At end of agreed term 

At end of agreed term


Dependent on term 

Linked to money markets. We will quote you a rate before you place your funds

All returns are subject to Deposit Interest Retention Tax (DIRT). Under current legislation, the effective DIRT rate is 41%. 

Medium term deposit accounts

Want something different?

Compare all savings accounts
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