Business Loan Preapply 2 | Ulster Bank

Business loan - apply now

The need to knows


  Structured repayments to suit your business needs.

  Flexibility to reduce your borrowing at any time of the loan.

  Interest rate is variable and linked to cost of funds.

Cost of funds
Lending Rate %
AA1 Overdraft / Loan (Effective from 20th May 2009) 8.45%
Cost of Funds (Effective from 6th June 2019) 0.38%

Apply online if you trade as a:


  Sole trader



Important Information

Credit facilities are subject to status and conditions. Security may be required. Applicants must be over 18 years of age. Formalities include the use of Credit Reference Agencies who will note that an enquiry has been made about you. If you borrow and do not repay in full, within the agreed terms, Credit Reference Agencies may be advised and will note the outstanding debt. This may affect any future applications for credit facilities through the Ulster Bank Group of Companies or other lenders.

Before you continue please read the important information below:



I confirm that i have printed or downloaded and saved a copy of the above documents and that on completing this application I will be bound by the terms contained in these documents.

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