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Business Loan
Our online application gives access to finance in three simple steps

Step 1: The need to knows

  • Flexibility to reduce your borrowing at any time during the term of the loan
  • Interest rate is variable and linked to Cost of Funds 

What we will need from you?

  • Financial information from your annual accounts or projections
  • A negotiated arrangement fee applies on all loans, to be paid at the time the loan is drawn down
     
Lending Rate % 
AA1 Overdraft / Loan
(effective from 20th May 2009)
8.45%
Cost of Funds
(effective from 12th December 2019) *  
0.35%
Cost of Funds
(Pre 2012 calculation and definition)
(effective from 12th December 2019) *  
0.19%

* To find out what rate applies to you, click here.

To view historic Cost of Funds and Cost of Funds (Pre 2012 calculation and definition) rates, please click here.

Step 2: Get a quote

Loan amount*

Term (months)*

Secured Loan

Monthly Repayment:
Interest Rate (variable):
APR:
Arrangement Fee:
Total Amount Repayable:

Unsecured Loan

Monthly Repayment:
Interest Rate (variable):
APR:
Arrangement Fee:
Total Amount Repayable:

Step 3: Applying is quick and simple

  • Apply online in just 20 minutes - don't forget to have your annual accounts or projections to hand!
  • If we need additional information a member of our team will contact you within 48 hours of receipt of your application
  • We'll aim to give you a decision within 5 working days


Important Information

Credit facilities are subject to status and conditions. Security may be required. Applicants must be over 18 years of age. Formalities include the use of Credit Reference Agencies who will note that an enquiry has been made about you. If you borrow and do not repay in full, within the agreed terms, Credit Reference Agencies may be advised and will note the outstanding debt. This may affect any future applications for credit facilities through the Ulster Bank Group of Companies or other lenders.

Need more help?

Get in touch

Call our dedicated team:

  • 1850 211 690 (Republic of Ireland)
  • 0345 366 5592 (UK)
  • 0044 2890 538459 (if calling from abroad)

Lines are open  8.30am - 5pm  Monday to Friday. Note calls may be recorded.

 

Alternatively, email us