Preapply - Start up Current Account | Ulster Bank

Help with starting your business

Start up Business Current Account

What's available?


  Two years transaction fee free banking

  Access to your cash using a Business Visa Debit Card

  Manage your finances using Anytime Banking 

Are you eligible?


  Is your business open less than 36 months?

  Annual turnover or projected turnover under €1m?

  Regsitered in the Republic of Ireland?

If the answers yes then you're good to apply!

What does transaction fee free banking mean?

It means that the standard charges for the day to day running of your account, commonly known as your transaction fees, will not apply for the first two years after the account opening date.  'Additional charges' and 'unarranged borrowing' charges are not part of the banking offer and will apply from account opening. 

Open your account in three steps

Business Bank Account

Step 1 

Gather your documents

We require documentation about you and your business.  

Gather this before hand to ensure your application is accurate - the more accurate you are the easier the process will be!

Find out what's required for your business before you proceed to the next step.

Step 2 

Start an application online

Start your application online if:

 Your business operates as a Sole Trader, Partnership or Company

 All business owners reside in Ireland or the UK and are over 18 

  Annual Turnover is under €1 million 

Don't forget to print your documents at the end!

Step 3

Visit your local branch

Pop into your local Ulster Bank branch with your supporting documentation to verify your business and personal details. 

Once we have the correct documents it will take 7 working days to process your application.

Apply Online The need-to-knows

Upon submitting your application a credit search will be carried out on all owners of the business.  If for any reason your circumstances have changed, your application may be declined.


By clicking on 'Proceed' you are confirming that you have printed / downloaded a copy of the below Important Information documents, and that upon account opening you will be bound by the terms and conditions within these documents:

By ticking this box I confirm that: 

I/We have saved and/or printed a copy of the above Important Information documents including the Depositer Guarantee Scheme - Depositer Information Sheet, and accept that upon completing the application, I will become bound by the terms and conditions contained within these documents.


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