Pay for items in over 30 million retail outlets and obtain cash at 1 million cash machines across 160 countries, wherever the Visa symbol is displayed.
Business Debit Card
Manage your everyday expenses
To apply online you must be trading as a sole trader, partnership or company in the Republic of Ireland. Debit Cards are only available to authorised signatories under the bank account mandate where the signing rules state one or either to sign.
Now more than ever, you should consider using Apple Pay to pay with your Business card. It’s contactless, safe and easy. If you’ve never made a contactless payment with Apple Pay, it’s simple to set up before you leave home. Learn more.
Apple Pay available on selected Apple devices. Retailer limits may apply.
Got an Android phone? You can store your card details in your secure Google account. Then use your phone to pay for anything from boarding passes to restaurant meals. Learn more.
Google Pay available on selected Android devices. Retailer limits may apply.
Wherever you see the contactless symbol, you can now simply touch the reader with your card to pay for anything that’s €50 or less – no need to insert your card into a Chip and PIN device.
Protection for your purchases
If you use your Visa Debit Card to purchase goods or services and they fail to arrive or are damaged, the service is not provided or the retailer has gone out of business, we may be able to help recover the payment if your attempts with the retailer have been unsuccessful.
We use Chip and PIN (personal identification number) for face to face purchases. Through our fraud checking system we may ask the retailer to contact us by phone if we think someone else is trying to use your card.
Good news, we have enhanced our Ulster Bank Secure service (In association with verified by Visa). When shopping online you will no longer need to enter a password, most transactions will simply go straight through after being checked by the bank.
For some transactions you may be asked to enter a one time passcode online which we will send to you. You can select whether you wish this passcode to be sent to your mobile, email address or via a voicemail to your landline.
Ulster Bank Secure provides you with additional protection when shopping online at participating merchants.
To ensure you can complete online purchases quickly it is essential that you keep your contact details up to date, so if verification is requested we can send you a one time passcode.
Card lost or stolen?
If your card has been lost or stolen please contact us on 1800 245 399. We are open 7 days a week 24/7. Calls may be recorded.
Calling from abroad? Contact us on 0044 131 549 8186.
Card declined by a retailer?
There could be several reasons why your bank card isn't being accepted at shops or cash machines. If your card has been declined and you had sufficient money in your account contact us on 1850 211 690. Calls may be recorded.
Forgotten your card PIN?
Contact us on 1850 211 690.
Lines are open Monday to Friday 8.30am to 5.30pm (excluding bank holidays). Calls may be recorded.