Business OneCard | Ulster Bank Republic of Ireland



Important Customer Notice

Update on Ulster Bank Ireland DAC presence in the Republic of Ireland.

For more information please click here.


More control for peace of mind

Available to over 18s only. OneCard can only be used for business spend. Lending criteria, terms and conditions apply.

Apple Pay and Google Pay now available

Apple Pay

Now more than ever, you should consider using Apple Pay to pay with your Business card. It’s contactless, safe and easy. If you’ve never made a contactless payment with Apple Pay, it’s simple to set up before you leave home. Learn more.

Apple Pay available on selected Apple devices. Retailer limits may apply.

Google Pay

Got an Android phone? You can store your card details in your secure Google account. Then use your phone to pay for anything from boarding passes to restaurant meals. Learn more.

Google Pay available on selected Android devices. Retailer limits may apply.

Features and benefits

Global acceptance

accepted at over 32 million outlets worldwide*


Interest-free credit

on purchases for 37 days (if you pay the monthly balance in full and on time by Direct Debit)

Greater control

restrict certain types of transactions or set spending limits for each cardholder

Added protection

with Travel Accident Insurance and Assistance (underwritten by Chubb European Group SE) and Corporate Liability Waiver Insurance (managed by Advent Underwriting Limited). Download the Travel Accident & Assistance Policy (PDF 1.5MB).

Safe and secure

Ulster Bank Secure for online purchases and chip and PIN for face to face transactions


Transparent spending

sophisticated online reporting using Smart Data Online to track and manage individual cardholder spending

OneCard has an annual fee of €50 per cardholder. Government stamp duty of €30 applies. Ancillary fees may also be applicable. Find out more information within our OneCard application pack (PDF, 689KB).

Already an existing OneCard customer and would like an additional card? Download our OneCard Additional Cardholder form (PDF, 103KB)

* A Cash Handling Fee of 1.5% (minimum €2.54) is payable on each Cash Advance.  Card Transactions will be carried out in euros.  Foreign currency transactions (including purchases of foreign currency and travellers' cheques) will be converted into euro using the exchange rate used by the payment scheme applicable at the date of the debit.  A commission fee of 2% of the transaction value will be added.  More information on the exchange rates for MasterCard can be found at

Our Card Currency Calculator provides more details on using your card abroad. 

Monitor your spending Smart Data OnLine

A secure management information system that helps you manage and streamline your OneCard programme.

More spending information
access daily updated transaction data

Review and allocate spending
review and approve employee expense transactions and apply cost allocations to each transaction

Tailored reports
export data for analysis or integrate with your accounting system

For more information see our Getting Started Guide for Programme Administrators (PDF, 2.3mb) or our Getting Started Guide for Cardholders (PDF. 4.8mb).

Frequently Asked Questions

The spend on my card programme has reached its limit. Can I pay this off early to release up the limit?

Unfortunately you cannot. However, you may be able to apply for a temporary limit increase until the next payment date. Please contact your Relationship Manager or our telephony team on 1850 211 690.

Get in touch We're here to help
Call our dedicated team
Call us now

General enquiries

1850 211 690 (Republic of Ireland)

0345 366 5592 (UK)

Or if calling from abroad 0044 2890 538459

Lines are open 8.30am - 5:30 pm  Monday to Friday - Note calls may be recorded

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