To apply online you must be trading as a sole trader, partnership or company in the Republic of Ireland. Over 18s only. Lending criteria, terms and conditions apply.
We have a range of support available, for more information visit our detailed support centre
If you are an existing customer with online banking for your Business Account, we have a variety of online borrowing options from €1,000 to €50,000 for a period of up to 7 years.
Apply today using your Anytime Internet Banking details.
If you are an existing customer but you don't bank online, or if you'd like to consider other borrowing options you can still apply using our online application form.
If you have a Relationship Manager for your Business account, please contact them to discuss your borrowing options.
If you don't have an Ulster Bank account, you can apply using our online application form
As part of our commitment to your business we provide a transparent and open appeals process.
The Central Bank of Ireland has published regulations for firms lending to SMEs,
The regulations contain specific requirements for regulated lenders, including:
Our approach
For further information on the SME regulations and how we support SME borrowers facing financial difficulty you can download our:
Information booklet (PDF, 213KB)
Each SME that is experiencing or facing financial difficulties is urged to get in touch with us immediately so we can try and help. Each customer will be treated on a case by case basis.
The regulations are available in full on the central bank website.
As part of our commitment to you we provide a transparent and open appeals process.
Whether you have:
Applied for lending and your application has been declined or
Applied for lending and you feel the terms of approval are unacceptable or
Your existing facilities have been reduced or withdrawn.
If your appeal is not successful you may, subject to eligibility, refer your case to the Credit Review Office. Please take time to review the eligibility criteria set by the Credit Review Office by referring to their website or brochure below:
