Invoice Finance | Business Banking | Ulster Bank

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Update on Ulster Bank Ireland DAC presence in the Republic of Ireland.

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Invoice Finance

Capital solutions designed to help your business grow

Get in touch >

Contact us today

Margaret Carrigan
087 7979806
margaret.Carrigan@ulsterbank.com
Dublin outside M50,
Cavan/Monaghan & North East

David Murray
087 2296918
david.murray@ulsterbank.com
South and Midlands

Ger O'Driscoll

0872649065
gerald.odiscoll@ulsterbank.com
Dublin outside M50,
Galway/North West & Corporate.

Lines are open 9am to 5pm.

Log in to FacFlow™

Over 18s only. Security may be required. Product fees may apply. Approval is subject to status and conditions.

About Invoice Finance How it works

Finance options

We offer solutions which can turn your unpaid sales invoices into available cash. Allowing you to create new funding opportunities to support business growth.

Dedicated team

Our Relationship Managers will get to know your business and provide you with a financial package specifically designed to meet your working capital requirements.

Improved cash flow

Unlike traditional banking products, Invoice Finance supports businesses by providing working capital facilities linked to the value of a company's debtor book.

Online access

Our web-based system called Facflow™ allows you to view balances, keep records and request funds online. 

How much does it cost?

  • A Discount Charge (similar to an interest rate) is levied only on funds used by the customer
  • A Service Fee (related to the on-going management of the facility) is typically charged on an annual fixed fee basis and is billed at the end of each month
Additional Services and Pricing Chart (PDF, 574KB)
Why use it? The benefits of Invoice Finance

A fast cash injection

A quick, cost effective way of releasing up to 90% of the value tied up in your unpaid invoices.

Funding that grows

Your invoice finance facility grows as your sales grow, giving you a flexible working capital source.

Helps drive financial benefits

Having a fast source of working capital may enable you to drive better supplier pricing negotiations to help increase margins.

Personal and flexible service

A dedicated, experienced relationship management team to support you.

Secure online account control - Facflow™

Fast, flexible and secure management of your invoice finance account online through our web based system 'Facflow™'. You can view your account, download statement and request funds online.

Confidential Facility

You maintain responsibility for your sales ledger, credit control and collection of outstanding invoices, allowing you to retain direct contact with your customers.

Local support

Our dedicated team are based across the regions.

Add your signposting title here… Improve cash flow

We support businesses by providing working capital facilities linked to the value of a company's debtor book. It is an excellent way of providing funding for your company and funds may be available at a higher level than those through conventional banking products.

Tell me more

Improving cash flow

 

If your business provides trade credit, Invoice Finance could provide the immediate funding that you need.

A good quality debtor book enables you to release cash from one of your most valuable assets to part-fund an acquisition or to finance ongoing working capital needs.

An Invoice Finance Facility is not just for businesses experiencing cash flow pressures. If you are looking to expand either organically or through acquisition it can help too.

Invoice Finance may facilitate a deal that would otherwise prove impossible, without diluting ownership of your business.

Add your signposting title here… Is my business suitable?

Invoice Finance allows your company to raise working capital by converting your trade debts into cash. It is suitable for businesses with a minimum turnover of €500,000. Invoice Finance works for companies in a number of industries including manufacturing, wholesale, distribution and also for companies that export

Discover more benefits
Invoice Finance Selling into foreign markets on credit?

Invoice Finance can help you free up cash by providing you with funds while you wait for your international debtor to pay. You may receive up to 85% of the value of the invoices once you notify us of them using our Facflow system.

The expert support your business is looking for

Our Invoice Finance works on easy-to-use technology and our tailored personalised service. Your Relationship Manager will invest the time to get to know your business and its unique funding needs. Our carefully considered approach produces dynamic solutions.

Invoice Finance is suitable for businesses with a minimum turnover of €1,000,000.

Please note that the provision of this product or service does not require licensing, authorisation or registration with the Central Bank of Ireland and, as a result, it is not covered by the Central Bank’s requirements designed to protect consumers or by a statutory compensation scheme.

Add your signposting title here… FacFlow™

We realise you want to manage your Invoice Finance facility as quickly and easily as possible. With this in mind we have designed FacFlow™ - a system that actually reduces your administration burden.

Features and log in

Features of FacFlow

 

Fast You can make requests and receive payments on the same working day.

Intuitive The system is well designed and easy to use.

Robust Facflow can handle large volumes with ease.

Secure Your information is kept secure through encryption technology.

Thorough Extremely comprehensive with the ability to produce full reports.

 

Log in to FacFlow >
Add your signposting title here… Business Lending Interest Rate Review

If you require more information on the Ulster Bank Business Lending Interest Rate Review, please see below for further details.

More information on the Business Lending Interest Rate Review

Important information

The provision of invoice finance products is carried out by Ulster Bank Ireland DAC trading as Ulster Bank Invoice Finance.  As the provision of invoice finance products does not require licensing, authorisation or registration with the Central Bank of Ireland these products are not covered by the Central Bank of Ireland’s consumer protection framework or by a statutory compensation scheme.

Contact options We're waiting for your call
Get in touch

Contact us today

Margaret Carrigan
087 7979806
margaret.Carrigan@ulsterbank.com
Dublin outside M50,
Cavan/Monaghan & North East

David Murray
087 2296918
david.murray@ulsterbank.com
South and Midlands

Ger O'Driscoll

0872649065
gerald.odiscoll@ulsterbank.com
Dublin outside M50,
Galway/North West & Corporate.

Lines are open 9am to 5pm.

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