- Provide an email address in your application and get updates every step of the way
- We'll do our very best to give you a decision within 5 working days
- If we need additional information we won't waste your time - we will let you know within 1 working day
Important Customer Notice
Update on Ulster Bank Ireland DAC presence in the Republic of Ireland.
For more information please click here.


Business Overdraft
Boost your cashflow and grow your business
Overdrafts are only available to existing customers. You must have a current account to apply for an overdraft. Available to over 18s only. Security may be required. Product fees may apply. Lending criteria, terms and conditions apply. Lending is for business purposes only.
Business impacted by Coronavirus?
Ulster Bank support available
We have a range of support available, for more information visit our detailed support centre

Please note:
If you exceed your overdraft limit without prior authorisation, fees and charges will apply. See A Guide to Business Current Account Fees (PDF, 291KB) brochure for more details
- Allows you to manage your cashflow and allows for seasonal fluctuations in trade
- Meets a short term financing requirement
- For more details, see our Business Overdraft Fact Sheet (PDF, 27KB)
Interest is charged at a margin plus the Ulster Bank Ireland borrowing rate.
Lending rates
To view current and Historic Lending Rates: Visit our lending rates page
To find out what rate applies to you, view our Business Lending Interest Rate Review
Important Information
Credit facilities are subject to status and conditions. Security may be required. Applicants must be over 18 years of age. Formalities include the use of Credit Reference Agencies who will note that an enquiry has been made about you. If you borrow and do not repay in full, within the agreed terms, Credit Reference Agencies may be advised and will note the outstanding debt. This may affect any future applications for credit facilities through the Ulster Bank Group of Companies or other lenders.

Get in touch
Call our dedicated team:
- 1850 211 690 (Republic of Ireland)
- 0345 366 5592 (UK)
- 0044 2890 538459 (if calling from abroad)
Lines are open 8.30am - 5pm Monday to Friday. Note calls may be recorded.
Alternatively, email us