- Provide an email address in your application and get updates every step of the way
- We'll do our very best to give you a decision within 5 working days
- If we need additional information we won't waste your time - we will let you know within 1 working day
Important Customer Notice
Update on Ulster Bank Ireland DAC presence in the Republic of Ireland.
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Boost your cashflow and grow your business
Overdrafts are only available to existing customers. You must have a current account to apply for an overdraft. Available to over 18s only. Security may be required. Product fees may apply. Lending criteria, terms and conditions apply. Lending is for business purposes only.
Credit facilities are subject to status and conditions. Security may be required. Applicants must be over 18 years of age. Formalities include the use of Credit Reference Agencies who will note that an enquiry has been made about you. If you borrow and do not repay in full, within the agreed terms, Credit Reference Agencies may be advised and will note the outstanding debt. This may affect any future applications for credit facilities through the Ulster Bank Group of Companies or other lenders.
What interest rate will be charged?
There are a number of factors that will be taken into account when deciding the price of an Overdraft, this will be agreed when your Overdraft is approved.
Do I have to have a Business Current Account?
To have a Business Overdraft facility you must operate a Business Current Account. If your Business doesn't bank with us at present they can complete an online lending application and get a decision on your finance upfront.
Will I be notified of a decision on my application?
You will receive a notification once a decision has been made on your application.