Overdrafts are available to existing customers only. Available to over 18s only. Security may be required. Product fees may apply. Lending criteria, terms and conditions apply. Lending is for business purposes only.
We have a range of support available, for more information visit our detailed support centre
Please note:
If you exceed your overdraft limit without prior authorisation, fees and charges will apply. See A Guide to Business Current Account Fees (PDF, 291KB) brochure for more details
| Lending | Rate % |
|---|---|
| AA1 Overdraft / Loan (Effective from 20th May 2009) | 8.45% |
| Cost of Funds (Effective from 9th July 2020) * | 0.42% |
| Cost of Funds (Pre 2012 calculation and definition) (Effective from 9th July 2020) * | 0.26% |
* To find out what rate applies to you, view our Business Lending Interest Rate Review.
Credit facilities are subject to status and conditions. Security may be required. Applicants must be over 18 years of age. Formalities include the use of Credit Reference Agencies who will note that an enquiry has been made about you. If you borrow and do not repay in full, within the agreed terms, Credit Reference Agencies may be advised and will note the outstanding debt. This may affect any future applications for credit facilities through the Ulster Bank Group of Companies or other lenders.
