Important Customer Notice
Update on Ulster Bank Ireland DAC presence in the Republic of Ireland.
For more information please click here.
Increasing your Business Overdraft
Increase your existing Business Overdraft in 2 simple steps
Available to over 18s only. Security may be required. Product fees may apply. Lending criteria, terms and conditions apply. Lending is for business purposes only.
Business impacted by Coronavirus?
Ulster Bank support available
We have a range of support available, for more information visit our detailed support centre
Step 1: The need-to-knows
Available for your short-term cashflow needs
Tailor the term to suit your needs - available for up to 12 months
Pay interest on the amount you use - Interest rate is variable and linked to *Cost of Funds
A negotiated arrangement fee may apply
| Lending | Rate % |
|---|---|
| AA1 Overdraft / Loan (Effective from 20th May 2009) | 8.45% |
| Cost of Funds (Effective from 15th April 2021) | 0.53% |
Important Information
Credit facilities are subject to status and conditions. Security may be required. Applicants must be over 18 years of age. Formalities include the use of Credit Reference Agencies who will note that an enquiry has been made about you. If you borrow and do not repay in full, within the agreed terms, Credit Reference Agencies may be advised and will note the outstanding debt. This may affect any future applications for credit facilities through the Ulster Bank Group of Companies or other lenders.
Step 2 - Apply online
- Apply online in just 20 minutes - don't forget to have your annual accounts or projections to hand!
- Provide an email address in your application and get updates every step of the way
- We'll do our very best to give you a decision within 5 working days
Get in touch
Call our dedicated team:
- 1850 211 690 (Republic of Ireland)
- 0345 366 5592 (UK)
- 0044 2890 538459 (if calling from abroad)
Lines are open 8.30am - 5pm Monday to Friday. Note calls may be recorded.
Alternatively, email us