To apply for a loan, you must:

  • Be at least 18 years old
  • Be a UK resident
  • Be a NatWest current account customer for at least 3 months
  • Not have been declared bankrupt in the last 6 years
  • Not have applied for a personal loan with us within the last 28 days

You can't take out a loan for:

Buying or putting down a deposit on a property or land

Household bills, rent or mortgage payments

Car tax

Business purposes

Payments in arrears

Tax avoidance arrangements 

Court or solicitors' fees


Buying shares or other investment funds

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application. 

Important information

We want you to be sure this loan is right for you. So before you carry on, please take a look at our lending commitments. They explain what you can expect from us and what we ask of you.

Are you ready to carry on?-test

Do you have and remember your Online Banking credentials?

By completing your application online, you agree that we may deliver your loan confirmation letter to you by sending it as a PDF to your Online Banking Mailbox. We may also send you copies of your pre contractual information and copy agreement to your Online Banking Mailbox.

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Online Banking Mailbox

We're sorry but you can't proceed with your application without confirming you are happy for us to send your important loan documents to your Online Banking mailbox.

The Online Banking Mailbox is available to all customers with an Online Banking account. It enables you to securely receive and access important mail we've sent you in electronic format. You can view, download or print PDF copies of your mail at your convenience.


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