Paying your credit card bill
Ways to pay your bill
Payment methods
Check out the different ways to pay your credit card bill, and the time to allow for each payment method.
Business days are Monday to Friday, excluding weekends and bank holidays.
Direct Debit
You can set up a monthly Direct Debit for the minimum required payment, a fixed amount or full amount over the phone, or within Anytime Internet Banking.
Payment is taken 25 calendar days from your statement date or shortly afterwards. Payments will receive value and the funds will be available on your credit card on the business day that the money is paid from your current account.
Anytime Internet Banking
If you are signed up to Anytime Internet Banking, go to the Payments page and follow the on-screen instructions.
Payments made before 3.30pm will be applied to your credit card on that day. Payments made after 3.30pm will be applied on the following business day. Future dated payments will be applied on the scheduled payment date.
Telephone Banking
If you are registered for telephone banking, simply call 1890 924 257 to make a payment.
Payments made before 3.30pm will be applied to your credit card on that day. Payments made after 3.30pm will be applied on the following business day. Future dated payments will be applied on the scheduled payment date.
Register for telephone banking by calling 1850 211 461.
Calls may be recorded.
At an Ulster Bank branch
Cash payments will reach your account in two hours. Please allow four business days for cheque payments to reach your account. Funds must be cleared before payment is accepted.
Other banks’ online and telephone banking services
Please allow three business days for the payment to reach your account.
Cheque payments by post
Please allow seven business days for payment to be accepted. Funds must be cleared before payment is accepted.
At a branch of any other bank
If you are paying by cash or cheque the funds will normally be applied to your credit card on the following business day as long as the payment is made before that bank's cut-off time for payments. For cheque payments, funds must be cleared before payment is accepted.