Student credit card
A useful safety net - designed for student life
Available to Republic of Ireland residents aged 18+ who already have an Ulster Bank Student Account. Subject to approval. The minimum monthly repayment will be 3% of the new balance shown on your latest monthly statement or €5, whichever is more. If the new balance is less than €5, you must pay the new balance in full. Lending criteria, terms and conditions apply.
You can transfer up to 95% of your credit card balance to the Student credit card (minimum €100).
Approval for a balance transfer is available once your application has been accepted. The amount that we can process will depend on the allocated credit limit. If your credit limit is insufficient to process all of your requests, we will action them in the order in which you have provided them to us. You may not transfer the balance from another Ulster Bank credit card. We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit
Frequently asked questions
Take a look at our credit cards guide for more useful information on credit cards.
Can I use my Student Credit Card abroad?
Our Ulster Bank Student Credit Card is widely accepted at millions of overseas retailers and cash machines, so your money is easily accessible. Just look for the MasterCard logo when you're abroad then use your card as normal.
Payment Scheme Exchange Rates are set by MasterCard and you should note that currencies fluctuate every day. Ulster Bank credit card transactions in a foreign currency also incur a 2.00% foreign currency transaction administration fee.
I've had my card lost or stolen, what do I do?
Please call our Card Loss Centre immediately on:
1800 245 399
By calling this number you can also take advantage of our Emergency Cash service to get access to emergency funds.
If you are abroad and you suspect fraud of unusual activity on the card:
0044 131 339 7609
We're open 24 hours a day.
I want to make a payment to my card, where do I go?
You can make payments to your credit card in a number of ways.
Find out more about paying your credit card bill.