overdraftcalculator

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  • To find out

    the type of current account you have, login to Online Banking. On the Account Summary page, look for a button that says View Account Details.

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    Savings at a glance

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    Whether you are saving for a rainy day or saving for something special our Instant Access savings accounts gives you the flexibility to get access to your money whenever you need it.

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    If you can lock your money away for a fixed term, our Medium Term savings accounts provide you with a fixed interest rate over the term you choose.

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  • Min: 0 Max: 25000
    Min: 0 Max: 25000
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  • Min: 0 Max: 31
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  • Account
    Select
  • Overdrawn amount 550
  • Arranged overdraft 500
  • Days in overdraft 5
Edit
  • Min: 0 Max: 25000
  • Min: 0 Max: 25000
  • Min: 0 Max: 31
Hide
Total cost
37.75
  • Arranged overdraft
  • 1.75 interest for5 days
  • Unarranged overdraft
  • 30.00 a day for5 days

Your charges are:

6.58
  • Arranged overdraft
  • 0.44 interest for36.00 days
  • Unarranged overdraft
  • 36.00 interest for6 days

With an increased Arranged Overdraft, 
this could be reduced to:

6.58
  • Arranged overdraft
  • 0.58 interest for6 days

You could save:

35.86

per month by increasing your Arranged Overdraft

With an Unarranged overdraft,
your charges are:

6.58
  • Unarranged overdraft
  • 36.00 interest for6 days

With an Arranged overdraft,
this could be reduced to:

6.58
  • Arranged overdraft
  • 0.44 interest for6 days

You could save:

29.56

per month with Arranged Overdraft

Representative Example

If you have a Select Account with an arranged overdraft limit of €1,200 and you use all of this, you will be charged arranged overdraft interest at 19.89% EAR (variable) and a monthly Arranged Overdraft Usage Fee of €6.

Important Information

Overdrafts are only available to eligible customers with an Ulster Bank current account aged 18 or over.



All costs shown are for illustrative purposes.

Need to get in touch?

Unfortunately you have gone over your overdraft limit, so you will be charged for an Arranged as well as an Unarranged Overdraft. Why not increase your overdraft limit? It is easy to do and can offer you greater financial flexibility.

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