Brexit Hub | Ulster Bank

Brexit Hub


What it means for you

Our number one priority is to serve and support our customers through Brexit.

It has been agreed by the European Union (EU) and United Kingdom (UK) Government to extend the date when the UK will leave the EU to 31 January 2020. The Withdrawal Agreement has yet to be approved by Member States and the UK and EU Parliaments. If the Withdrawal Agreement is ratified prior to 31 January 2020, the UK has the option to leave at an earlier date. We continue to monitor developments.


Icon expand What this means for you?

There are no immediate changes to your everyday banking services as a result of the extension to Article 50. We’ll continue to support you and keep you informed and updated.

You can find out more about what Brexit means for you by taking a look at information on this webpage and our customer guides.


Icon expand How we are prepared for Brexit

We will continue to monitor the situation and regularly review our plans to ensure we’re ready for Brexit and supporting our customers. Updates and the latest guidance will be available on this webpage. 

We’ve already made changes to the way we’re organised to ensure we can serve customers when the UK leaves the EU. Customers impacted by such changes have already been contacted by us.

We have created these useful guides to help support our customers further:

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Brexit Frequently Asked Questions


Icon expand What is the transition period?

A transition period is included in the October 2019 Withdrawal Agreement and would run until the end of 2020 with an option to extend for up to two years. However, the Withdrawal Agreement will still need to be approved by the UK Parliament, EU member states and European Parliament, so it is not yet legally agreed. 


Icon expand Which countries are in the EU?

The EU currently consists of:

Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the UK.


Icon expand Which countries are included in the European Economic Area (EEA)?

The EEA includes EU countries and Iceland, Liechtenstein and Norway. It allows them access to the EU’s single market.

Switzerland is neither an EU nor EEA member but is part of the single market - this means Swiss nationals have the same rights to live and work in the UK as other EEA nationals.


Icon expand Can I still make and receive payments from UK and EU countries?

Yes. There should be no immediate changes to how you make and receive payments to UK and EU countries. And, of course, you can continue to access your bank account through our mobile app and online banking to conduct your everyday banking needs.



Icon expand Will I still be able to use ATMs in the UK and EU countries?

Yes. It will still be easy to use your bank card in ATMs in the UK and across Europe, in much the same way as you can use it today when you go on holiday to non-EU countries, such as America or Australia. And, of course, you can continue to access your bank account through our mobile app and online banking to conduct your everyday banking needs.



Icon expand Is my money safe?

Yes. If you are currently covered by the Deposit Guarantee Scheme, you will continue to be covered by this scheme. Ulster Bank Ireland DAC will continue to be regulated by the Central Bank of Ireland.

Further information on the Republic of Ireland Deposit Guarantee Scheme can be found here.


Icon expand What does a 'no deal' Brexit mean?

Essentially, a no deal Brexit means that there would be no formal agreement reached during the negotiations between the UK and the EU. Leaving without any deal would most likely mean an immediate exit of the UK from the EU, without the transition period included in the October 2019 Withdrawal Agreement.


Icon expand Are preparations for 'no deal' already taking place?

Yes. In preparation for all eventualities, we are contingency planning on a range of scenarios. Our aim is to continue to provide you with the same level of service as we do today.


Icon expand What would 'no deal' mean in practice?

One of the key issues with a no deal scenario is the uncertainty that it could create and the potential impacts it would have. Our guide(s) will help you prepare for Brexit and show how Ulster Bank Ireland DAC can support you.

You can also find advice on the Irish Government’s website.


Icon expand What is the Withdrawal Agreement?

The Brexit Withdrawal Agreement is a framework between the EU and UK, setting the terms of the UK’s departure from the EU. It covers matters such as the transition period, citizens’ rights and border arrangements.

Further Information

If you have any questions in relation to Brexit, please contact us. Our general contact numbers can be found on our website:

Personal customers

Information is also available for our business customers here.

Irish Government Support Tools

-       General

-       What Brexit means to you

-       European Movement Ireland Brexit A-Z

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