Restart Mortgage Payments

You don't need to extend your Mortgage Payment Break

You will need to decide what is the best way to repay the monthly payments that were suspended during your Mortgage Payment Break, as well as any interest that accumulated in those three months.

You will have recently received a letter outlining your options and the cost of each, in summary:

·         It will cost you less in the long run if you pay it off bit by bit; however, your monthly mortgage repayments will increase.  

·         It will cost you more in the long run if you pay it all off at the end of your mortgage, as a result of extending the length of your mortgage term; however, your monthly repayments will increase less.

If you provide your email address within the online application, we may use this to contact you in future in relation to your payment break.

If you haven't received a letter from us about the expiry of your Payment Break  you won't need to take any action at this time. Please do not go any further with this application unless you have received a letter.

Please tick to confirm you have received your pre-expiry letter and that you have read and understood all of the information provided to you in the letter.


If you don't understand any of the information in your pre-expiry letter, please email us to request a call back.

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