Applying For Your Mortgage Agreement In Principle | Ulster Bank



Important Customer Notice

Update on Ulster Bank Ireland DAC presence in the Republic of Ireland.

For more information please click here.

Take the next step with an Agreement in Principle

It won't affect your credit score

Get an Agreement in Principle within 15 minutes

Lending criteria, terms and conditions apply.  Over 18s only.  Republic of Ireland residents only.  Mortgaged property must be in the Republic of Ireland.  Product Fees May Apply. Security, buildings insurance and life cover are required.

How it works

Agreement in Principle

You can get an Agreement in Principle online if you’re:

  buying a property or

  remortgaging your current home or 

  building a property

You’re not committing to anything at this stage – you're not tied to a particular type of deal if you decide to apply for a mortgage with us. Just remember that an AiP isn't a guarantee we'll lend to you.

What you'll get:

  • An indication of how much we could lend to you.  You're not committing to anything at this stage 
  • Dont have time to register?  Start an AiP without registering, but you won't be able to save and return

What you'll need: 

  • Your basic income 
  • Other regular income such as commission and bonuses 
  • Your monthly outgoings including loans, credit cards and childcare

Warning:  Your home or property is at risk if you do not keep up payments on a mortgage or any other loan secured on it.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Need to speak to someone?

Contact our dedicated mortgage team

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