Mortgage Checklist | Mortgage Documents | Ulster Bank

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Ready to arrange your mortgage?

Here are the documents you'll need

Read this Important Information
about our mortgages

Lending criteria, terms and conditions apply. Over 18s only and Republic of Ireland residents only. Mortgaged property must be in Republic of Ireland. Security, buildings insurance and life cover required. 

When you arrange an appointment with one of our a Mortgage Specialists or one of our mobile mortgage managers you will need to bring a few documents with you.

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Icon expand Existing Ulster Bank customers

You will need to provide:

  • 6 months bank statements for any personal or business current or savings accounts you have with other financial institutions
  • 4 recent payslips if paid weekly, 3 recent payslips if paid fortnightly or monthly.
  • Salary Certificate and most recent P60
  • 6 months statements on any mortgages, loans or lease agreements
  • Most recent non Ulster Bank credit card if applicable (dated within 3 months)
  • If renting, copy of Tenancy agreement if rent is not evident on statements
  • If you own rental properties, copy of Tenancy agreements
  • Documentation showing savings accumulated
  • If a family gift is being received, a gift letter is required confirming the relationship, the amount and confirmation the gift giver will have no claim to your house
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Icon expand New Ulster Bank customers

You will need to provide:

  • Proof of identity and address – Passport or driving licence and utility bill or non Ulster Bank statement not older than six months
  • 6 months bank statements for any personal or business current or savings accounts you have with other financial institutions
  • 4 recent payslips if paid weekly, 3 recent payslips if paid fortnightly or monthly.
  • Salary Certificate and most recent P60
  • 6 months statements on any mortgages, loans or lease agreements
  • Most recent non Ulster Bank credit card if applicable (dated within 3 months)
  • If renting, copy of Tenancy agreement if rent is not evident on statements
  • If you own rental properties, copy of Tenancy agreements
  • Documentation showing savings accumulated
  • If a family gift is being received, a gift letter is required confirming the relationship, the amount and confirmation the gift giver will have no claim to your house.
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Icon expand Further documents needed for a self build mortgage

If building your own home you will need to provide:

  • For initial application we will require “Notification of decision to Grant Planning” , however subject to approval of your application we will require a copy of Full Grant of Planning prior to any funds being released. Site Map / House plans and specifications
  • Ulster Bank cost of construction form completed by your architect, engineer or surveyor
  • Copy of Architect/Engineer/Surveyor’s professional indemnity insurance
  • Please contact us to find out what other documentation we may need for a self build mortgage
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Icon expand Further documents needed if you're self employed, a sole trader
or a Limited Company Director

  • 2 years audited accounts certified by an accountant and signed by you
  • Self certified accounts if no accountant with revenue balancing statement
  • 6 months business bank statements on all business accounts held
  • Revenue forms – Form 11 & Chapter 4 for last 2 years
  • Tax clearance cert or letter from accountant confirming tax affairs up to date
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