You can make overpayments on your fixed rate mortgage. An Early Redemption Charge will be due if you repay all or part of your mortgage before the end of the set fixed period, however you can make an overpayment of 10% of your outstanding fixed rate balance each year without incurring an Early Redemption Charge. If you are considering making an overpayment please call us.
If you are on a flexible variable rate, a tracker rate or on our standard variable rate, there are no early redemption charges.
To make an overpayment, Log in to manage your mortgage and select “My payments and services” and then “Make an overpayment or missed mortgage payment”.
Or your can call us on: 01 709 2500
Mon-Fri 9am-5pm, excluding public holidays. Calls may be recorded.