Apply Now Hero | Personal Loans | Ulster Bank

Important information before you apply


By applying online you can receive approval in principle straight away and collect your application pack in your local branch the next working day. As part of the online application, we may ask you for proof of identity, your most recent address, to verify that you have been in continuous employment for 6 months and also to provide evidence of your Personal Public Service Number (PPSN)/ Tax Reference Number. You may be invited to complete your application via DigiDocs (our secure online portal). If so follow the instructions in the invite email or text.


Some of the features and benefits of our personal loans:

Borrow between €2,500 - €40,000
Flexible repayment terms of 1 - 10 years

Depending on loan purpose


Borrow for a range of purposes
Buying a new car, making some home improvements or funding your child's university education? We can help


Affordable monthly payments
Your rate is fixed for the term of the loan meaning no unexpected changes to your repayment amount


Representative Example


Over 5 years




Annual Percentage Rate


monthly repayments of




Total amount repayable

Other amounts available at alternative rates. Our rates depend on your loan amount and may differ from Representative APR. 

To apply online you must:

be aged 18 or over and permanently resident in the Republic of Ireland

be an existing Ulster Bank current account customer

be in full time, continuous employment for more than 6 months

provide a valid contact telephone number. You can provide your landline number when you apply. If you use Anytime Internet Banking, please ensure your mobile number is up to date before you apply.  You can amend your number in the “Your Details” section of Anytime Internet Banking, or call us or visit your branch to do so. 

Unfortunately we are unable to help if you have been declared bankrupt or received a Court Decree.

Set Tab for lightbox