Personal Loans| Online Application | Ulster Bank

Before you apply


To apply online you must:


be aged 18 or over and permanently resident in the Republic of Ireland

be an existing Ulster Bank current account customer

be in full time, continuous employment for more than 6 months

 provide your Personal Public Service Number (PPSN) or Tax Reference Number (TRN). Please have this to hand when you apply.

provide a valid contact telephone number. You can provide your landline number when you apply. If you use Anytime Internet Banking, please ensure your mobile number is up to date before you apply.  You can amend your number in the “Your Details” section of Anytime Internet Banking, or call us or visit your branch to do so. 

Unfortunately we are unable to help if you have been declared bankrupt or received a Court Decree.

In accordance with European Banking Authority (EBA) guidelines you will not be eligible to receive a Covid-19 payment break following draw down of your  Personal Loan.  After draw down should you find yourself in financial difficulty and in a position where you need a payment break or payment reduction, this request will be managed by the Arrears Support Unit (ASU)  under the Consumer Protection Code.  If this request is agreed by the Bank and applied to the loan, it will be reported to credit rating agencies and will impact your credit history and this may affect your ability to borrow money in the future.


Step 1:

Get a quote online. Input your loan amount, loan term and purpose of borrowing to find out the fixed interest rate, monthly repayment and total amount payable for a loan. It only takes a few minutes.

Step 2:

Apply online now below.


Important information


We may carry out credit scoring, where we assess whether credit is affordable for you based on the information you provide.

Please read important information on the Central Credit Register

Please print and/or save a copy of the following documents:

Terms of business (PDF, 327 KB)

A guide to credit scoring (PDF, 120 KB)

GDPR Privacy Booklet (PDF, 155 KB)



By ticking this box I confirm that: I have saved and/or printed a copy of the above documents and accept that upon completing this application, I will become bound by the terms contained in those documents.

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