Education Loans | Apply For An Education Loan From Ulster Bank

Important Customer Notice

Update on Ulster Bank Ireland DAC presence in the Republic of Ireland.

For more information please click here.

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Parental Education Loans

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Our rates depend on your loan amount and may differ from the rates shown. Available to over 18s and existing Ulster Bank current account customers resident in the Republic of Ireland only. Subject to approval. Lending criteria, terms and conditions apply.

Representative Example: €10,000 over 5 years at 8.17% fixed, 8.5% Annual Percentage Rate, with 60 monthly repayments of €203.64.
Total amount repayable €12,218.40.

Why apply for a loan with Ulster Bank?

Spread the cost over 1-7 years
Education loans can be taken for up to 5 years for loans between €2,500 and €12,000, or up to 7 years for loans between €12,000 and €75,000.

Fixed monthly repayments
The rate is fixed for the term of the loan meaning no unexpected changes to your repayment amount.

No upfront fees or charges
We won’t charge you to set up your loan or if you choose to pay your loan off early – charges for other services may apply.

For loan applications over €40,000 and up to €75,000 please give our Customer Support Team a call on 1890 587 587. Lines are open Monday to Friday 8.30 am – 8 pm and Saturday 9 am – 3 pm. Calls may be recorded and costs will vary according to your network provider and whether you call from a landline or mobile.

An Ulster Bank feeder account is required to set up and service a personal loan.

Ways to apply

I'm applying on my own

Apply online

You need to be an existing customer and registered for Anytime Internet Banking to apply for a Personal Loan online. You'll need your online banking customer number ready when you apply.

If you need a consolidation loan, an amount over €40k, or you are self employed, please follow the steps below.

Apply now

Not registered or need to reset your details?

Don't worry, the good news is that it normally takes only 5 minutes to get set up and all you’ll need is your sort code, account number and your Ulster Bank Debit Card, if you have one.

You can also apply for a loan over the telephone. Call us on 1890 587 587 or at your local Ulster Bank branch.

Lines are open Monday to Friday 8.30 am – 8 pm and Saturday 9 am – 3 pm. Calls may be recorded and costs will vary according to your network provider and whether you call from a landline or mobile.

Find out what information to have ready when you call

Applying for a loan over the phone

When you call us to complete your loan application, please have the following information ready:

Details of all of your income and outgoing commitments
Your income after tax received in the last 3 months, or if you are self employed in the last 2 years
Any social welfare payments you have receive and any paperwork to confim the payments
If you have account elsewhere we will need details of the payments you make in and out of the accounts
Outstanding balances of any borrowing you have outside of ulster bank
You will need your PPSN and you may need details from ID and Address verification documents
Sometimes we might need to ask you for information to confirm your identity and address, so it would be helpful to have your passport or driving licence and a utility bill available when you call us.

I'm applying in joint names

Call our Loan Advisors on 1890 587 587.

You can also apply for a loan at your local Ulster Bank branch.

Find out what information to have ready when you call

Applying for a loan over the phone

When you call us to complete your loan application, please have the following information ready:

Details of all of your income and outgoing commitments
Your income after tax received in the last 3 months, or if you are self employed in the last 2 years
Any social welfare payments you have receive and any paperwork to confim the payments
If you have account elsewhere we will need details of the payments you make in and out of the accounts
Outstanding balances of any borrowing you have outside of ulster bank
You will need your PPSN and you may need details from ID and Address verification documents
Sometimes we might need to ask you for information to confirm your identity and address, so it would be helpful to have your passport or driving licence and a utility bill available when you call us.

I am applying for a loan over €40k or

I am self employed

Call our Loan Advisors on 1890 587 587.

You can also apply for a loan at your local Ulster Bank branch.

Find out what information to have ready when you call

Applying for a loan over the phone

When you call us to complete your loan application, please have the following information ready:

Details of all of your income and outgoing commitments
Your income after tax received in the last 3 months, or if you are self employed in the last 2 years
Any social welfare payments you have receive and any paperwork to confim the payments
If you have account elsewhere we will need details of the payments you make in and out of the accounts
Outstanding balances of any borrowing you have outside of ulster bank
You will need your PPSN and you may need details from ID and Address verification documents
Sometimes we might need to ask you for information to confirm your identity and address, so it would be helpful to have your passport or driving licence and a utility bill available when you call us.

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