Our rates depend on your loan amount and may differ from the rates shown. Available to over 18s and existing Ulster Bank current account customers resident in the Republic of Ireland only. Subject to approval. Lending criteria, terms and conditions apply.
Representative Example: €10,000 over 5 years at 8.17% fixed, 8.5% Annual Percentage Rate, with 60 monthly repayments of €203.64.
Total amount repayable €12,218.40.
Why apply for a loan with Ulster Bank?
Spread the cost over 1-7 years
Education loans can be taken for up to 5 years for loans between €2,500 and €12,000, or up to 7 years for loans between €12,000 and €75,000.
Fixed monthly repayments
The rate is fixed for the term of the loan meaning no unexpected changes to your repayment amount.
No upfront fees or charges
We won't change you to set up your loan - charges for other services may apply, including if you decide to pay off your loan early.
For loan applications over €40,000 and up to €75,000 please give our Customer Support Team a call on 1890 587 587. Lines are open Monday to Friday 8.30 am – 8 pm and Saturday 9 am – 3 pm. Calls may be recorded and costs will vary according to your network provider and whether you call from a landline or mobile.
An Ulster Bank feeder account is required to set up and service a personal loan.
You need to be an existing customer and registered for Anytime Internet Banking to apply for a Personal Loan online. You'll need your online banking customer number ready when you apply.
Don't worry, the good news is that it normally takes only 5 minutes to get set up and all you’ll need is your sort code, account number and your Ulster Bank Debit Card, if you have one.
Call our loan advisors on 1890 587 587. You'll need your account number and sortcode ready.
Lines are open Monday to Friday 8.30 am – 8 pm and Saturday 9 am – 3 pm. Calls may be recorded and costs will vary according to your network provider and whether you call from a landline or mobile.
You can apply for a loan at your local Ulster Bank branch.
