Education Loans | Apply For An Education Loan From Ulster Bank

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Parental Education Loans

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Our rates depend on your loan amount and may differ from the rates shown. Available to over 18s and existing Ulster Bank current account customers resident in the Republic of Ireland only. Subject to approval. Lending criteria, terms and conditions apply.

Representative Example€10,000 over 5 years at 8.17% fixed, 8.5% Annual Percentage Rate, with 60 monthly repayments of €203.64.
Total amount repayable €12,218.40. 

Why apply for a loan with Ulster Bank?

Spread the cost over 1-7 years
Education loans can be taken for up to 5 years for loans between €2,500 and €12,000, or up to 7 years for loans between €12,000 and €75,000. 

Fixed monthly repayments
The rate is fixed for the term of the loan meaning no unexpected changes to your repayment amount.

No upfront fees or charges 
We won't change you to set up your loan - charges for other services may apply, including if you decide to pay off your loan early.

For loan applications over €40,000 and up to €75,000 please give our Customer Support Team a call on 1890 587 587.  Lines are open Monday to Friday 8.30 am – 8 pm and Saturday 9 am – 3 pm. Calls may be recorded and  costs will vary according to your network provider and whether you call from a landline or mobile.

An Ulster Bank feeder account is required to set up and service a personal loan. 

Ways to apply

I'm applying on my own

Apply online

 

You need to be an existing customer and registered for Anytime Internet Banking to apply for a Personal Loan online. You'll need your online banking customer number ready when you apply.

 

If you need a consolidation loan, an amount over €40k, or you are self employed, please follow the steps below.

 

Apply now

 

Not registered or need to reset your details?

Don't worry, the good news is that it normally takes only 5 minutes to get set up and all you’ll need is your sort code, account number and your Ulster Bank Debit Card, if you have one. 

Register for Anytime Internet Banking Forgotten your log in details?

 

You can also apply for a loan over the telephone. Call us on 1850 587 587 or at your local Ulster Bank branch.

 

Lines are open Monday to Friday 8.30 am – 8 pm and Saturday 9 am – 3 pm. Calls may be recorded and costs will vary according to your network provider and whether you call from a landline or mobile.

 

Find out what information to have ready when you call

Applying for a loan over the phone

 

 

When you call us to complete your loan application, please have the following information ready:

  • Details of all of your income and outgoing commitments
  • Your income after tax received in the last 3 months, or if you are self employed in the last 2 years
  • Any social welfare payments you have receive and any paperwork to confim the payments
  • If you have account elsewhere we will need details of the payments you make in and out of the accounts 
  • Outstanding balances of any borrowing you have outside of ulster bank
  • You will need your PPSN and you may need details from ID and Address verification documents
  • Sometimes we might need to ask you for information to confirm your identity and address, so it would be helpful to have your passport or driving licence and a utility bill available when you call us.

I'm applying in joint names

 

 

Call our Loan Advisors on 1850 587 587.

 

Lines are open Monday to Friday 8.30 am – 8 pm and Saturday 9 am – 3 pm. Calls may be recorded and  costs will vary according to your network provider and whether you call from a landline or mobile.

 

You can also apply for a loan at your local Ulster Bank branch.

Find out what information to have ready when you call

Applying for a loan over the phone

 

 

When you call us to complete your loan application, please have the following information ready:

  • Details of all of your income and outgoing commitments
  • Your income after tax received in the last 3 months, or if you are self employed in the last 2 years
  • Any social welfare payments you have receive and any paperwork to confim the payments
  • If you have account elsewhere we will need details of the payments you make in and out of the accounts 
  • Outstanding balances of any borrowing you have outside of ulster bank
  • You will need your PPSN and you may need details from ID and Address verification documents
  • Sometimes we might need to ask you for information to confirm your identity and address, so it would be helpful to have your passport or driving licence and a utility bill available when you call us.

I am applying for a loan over €40k or

I am self employed  

 

 

Call our Loan Advisors on 1850 587 587. 

 

Lines are open Monday to Friday 8.30 am – 8 pm and Saturday 9 am – 3 pm. Calls may be recorded and costs will vary according to your network provider and whether you call from a landline or mobile.

 

You can also apply for a loan at your local Ulster Bank branch.

Find out what information to have ready when you call

Applying for a loan over the phone

 

 

When you call us to complete your loan application, please have the following information ready:

  • Details of all of your income and outgoing commitments
  • Your income after tax received in the last 3 months, or if you are self employed in the last 2 years
  • Any social welfare payments you have receive and any paperwork to confim the payments
  • If you have account elsewhere we will need details of the payments you make in and out of the accounts 
  • Outstanding balances of any borrowing you have outside of ulster bank
  • You will need your PPSN and you may need details from ID and Address verification documents
  • Sometimes we might need to ask you for information to confirm your identity and address, so it would be helpful to have your passport or driving licence and a utility bill available when you call us.
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