Regular Savings Account - Savings | Ulster Bank

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Regular savings accounts

Whatever the purpose build
up your savings with a regular savings account

What is a regular savings account?

If you want to put away money each month to help reach your savings goals, our regular savings accounts can help you get there.

Open an account with as little as €1. Save by regular standing order and watch your balance grow.

Manage your savings whenever you need to via our mobile app, online banking or in the branch.

 

Get instant access to your savings online, via our mobile app or in the branch.

Regular savings accounts
Overview

Flexible, easy access accounts to help you save regularly to reach your savings goals.

At a glance

Regular Savings accounts

Accounts available Special Interest Deposit Account ( SIDA) , Home Saver
Where do I apply ? Online, mobile app, branch
Minimum amount to open? €1
How do I access my savings? Online, mobile app, Telephone Banking,  in branch
When is interest paid? Annually in October

Compare our regular savings accounts

 

 
 Special Interest Deposit Account ( SIDA )
 
For flexible, regular saving whatever your savings goal. Save from €1 to €1,000 per month by Standing Order.
 
 
Balance     Gross  / AER Variable     Frequency Interest paid
€1 - €15,000 0.85% Annually in October
€15,001 -  €100,000 0.15%
 
  • All returns are subject to Deposit Interest Retention Tax (DIRT). Under current legislation, the effective DIRT rate is  33%
  • Gross is the interest paid before tax is deducted
  • AER stands for annual equivalent rate and  illustrates what the rate would be if paid and compounded each year
 
 
 
  Home Saver
 
Flexible regular saver to help save towards a new home, with a bonus offer for First Time Buyers who take out an Ulster Bank First Time Buyer mortgage, subject to eligibility criteria. Save from €1 to €2,500 a month by Standing Order.
 
Balance     Gross  / AER Variable     Frequency Interest paid
€1 - €25,000 0.85% Annually in October
€25,001 -  €100,000 0.15%

 

  • All returns are subject to Deposit Interest Retention Tax (DIRT). Under current legislation, the effective DIRT rate is  33%
  • Gross is the interest paid before tax is deducted
  • AER stands for annual equivalent rate and  illustrates what the rate would be if paid and compounded each year

First Time Buyers who hold a Home Saver account and draw down an Ulster Bank mortgage may receive bonus interest of €2,000 subject to eligibility criteria.

Bonus interest is paid net of DIRT, once your Ulster Bank Ireland DAC First Time Buyer Mortgage has drawn down.

Learn more and apply today
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