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Balance Transfer credit card

Good for - no fee to transfer a balance
  • 0% for 20 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
  • No fees to transfer a balance to this credit card
  • 0% on purchases for 3 months from account opening, thereafter standard rates apply

To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year

Longer Balance Transfer Card

Good for - more time to pay your balance off
  • 0% for 28 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
  • 2.75% balance transfer fee applies
  • 0% on purchases for 3 months from account opening, thereafter standard rates apply

To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year

Representative example
19.9% p.a. (variable)
19.9% (variable)

The NatWest Credit Card

Good for - low rates and saving money abroad
  • No foreign transaction fees on purchases
  • Low rates on purchases and balance transfers
  • No balance transfer fees

To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year

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If you're looking to borrow money, we know it can be difficult deciding which type of lending best suits your needs. So, we've summarised the options for you to easily compare and contrast.

Manage your existing credit card