To apply for a loan, you must:

  • Be at least 18 years old
  • Be a UK resident
  • Be a NatWest current account customer for at least 3 months
  • Not have been declared bankrupt in the last 6 years
  • Not have applied for a personal loan with us within the last 28 days

You can't take out a loan for:

Buying or putting down a deposit on a property or land

Household bills, rent or mortgage payments

Car tax, Business purposes, Payments in arrears

Tax avoidance arrangements 

Court or solicitors' fees


Buying shares or other investment funds

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application. 

Important information

We want you to be sure this loan is right for you. So before you carry on, please take a look at our lending commitments. They explain what you can expect from us and what we ask of you.

Are you ready to carry on?

Do you use online banking?

So we can save you time by pre-filling in parts of your application, please log in to your account.

Let's get started.

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