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Features and Benefits

Rewards

Earn Rewards

Earn £4 a month back in Rewards for 2 or more Direct Debits - 2 of those Direct Debits needs to be at least £2 each. Plus, earn an extra £1 a month back in Rewards with 1 mobile app log in. That's up to £5 a month back in Rewards to spend on whatever you like!

Exchange Rewards

Once you reach £5 in Rewards, the choice is yours. Bank it into your NatWest bank account, trade up for gift cards and e-codes with our retail partners, or donate to one of our chosen charities.

Travel insurance

Do you love to travel? This account offers European travel insurance that covers you for up to 22 days per trip. The policy also includes winter sports cover (underwritten by U K Insurance Limited).

Travel money

Get great deals on foreign currency from our Travel Money Service. We'll even deliver the money to your door.

Fee free debit card purchases abroad

No Non-Sterling Transaction fee when you use your Reward Silver debit card abroad.

Insurance

Mobile phone insurance

When bad things happen to your mobile, you need good cover. Our mobile phone policy covers loss, theft, accidental damage and breakdown (once your manufacturer’s warranty has expired). Underwritten by American International Group UK Limited.

Lifestyle

Cinema discount

Take advantage of up to 40% off the price of cinema tickets

tastecard

If you love eating out, you’ll love this offer: get 2 for 1 or 50% off your food bill at thousands of restaurants UK wide.

Banking with us

Mobile app

Stay in control of your money with our easy to use Mobile Banking app.

Our range of savings accounts

We have a range of savings accounts available to our current account holders.

Are you looking for anything?

A short-term safety net for those unexpected bills

Sustainable Banking

f you’ve got an arranged overdraft limit on your UBR account that you feel is too low or too high, we’ll show you how to increase, reduce or remove your overdraft limit.

Available to eligible UBR Graduate account customer, aged 18+ and who live in the UK. Subject to lending criteria.

Apply for a mortgage

  • Hopefully you have found what you are looking for, if not, rest assured that we are doing all we can to provide the support you need during this challenging time.
  • We've created a short survey to help improve this page and we'd love to hear your thoughts.

Read the important documents carefully

Hopefully you have found what you are looking for, if not, rest assured that we are doing all we can to provide the support you need during this challenging time.

A short-term safety net for those unexpected bills

Sustainable Banking

f you’ve got an arranged overdraft limit on your UBR account that you feel is too low or too high, we’ll show you how to increase, reduce or remove your overdraft limit.

Available to eligible UBR Graduate account customer, aged 18+ and who live in the UK. Subject to lending criteria.

Apply for a mortgage

  • Hopefully you have found what you are looking for, if not, rest assured that we are doing all we can to provide the support you need during this challenging time.
  • We've created a short survey to help improve this page and we'd love to hear your thoughts.