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Our most popular product, offering flexibility to adjust to your needs. Up to £1m Building cover (the amount we will pay up to for the cost of repairs or rebuild of your home) following a valid claim. For more information on what the policy covers, please read the Standard insurance product information document and policy document.

Elite home insurance

All the benefits of Standard, with higher levels of cover. Unlimited Building cover (the amount we will pay up to for the cost of repairs or rebuild of your home) following a valid claim. For more information on what the policy covers, please read the Elite insurance product information document and policy document.

Switch your home insurance to us

When you switch your home insurance to us, you can claim up to £50 towards any cancellation fees your current insurer charges. Once you’ve cancelled your existing cover and taken out one of our policies, get in touch with U K Insurance Limited. They’ll arrange for you to be reimbursed within 7 to 10 working days.

  •  You could get a quote in less than five minutes.
  • This policy has been awarded the highest Defaqto rating.
  • You can choose between two levels of cover and add optional extras.
  • You can pay monthly at no additional cost. (Subject to eligibility and credit agreement. Credit facilities for over 18s only. Representative 0.0% APR)
  • If you can't stay in your home following severe damage, we'll work quickly to get you and your family into safe and secure accommodation (Home must be uninhabitable following an insured event. Terms and Cover limits apply)

Compare Premier accounts

If Premier is right for you and you're ready to apply, why not take a look at our Premier accounts and find one that suits you?

You could change your existing account to a Premier one. If you know your Online Banking log in details we could pre-fill some of the application for you too.

Premier Select account

Keep it simple with all the benefits of Premier
  • Mobile Banking app that's simple to use. Criteria applies.
  • Pay your way; Apple Pay, Google Pay and Contactless Premier Visa Debit Card. Limits apply.
  • No monthly fee

Premier Reward account

Earn Reward plus all the benefits of our Select account

For a £2 monthly fee, you'll get:

£9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each

£1 a month back in Rewards when you log in to our mobile banking app

Earn at least 1% at partner retailers when you use your NatWest debit card

You'll need to pay at least £1250 into your NatWest account every month

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When you switch your home insurance to us, you can claim up to £50 towards any cancellation fees your current insurer charges. Once you’ve cancelled your existing cover and taken out one of our policies, get in touch with U K Insurance Limited. They’ll arrange for you to be reimbursed within 7 to 10 working days.

  •  You could get a quote in less than five minutes.
  • This policy has been awarded the highest Defaqto rating.
  • You can choose between two levels of cover and add optional extras.
  • You can pay monthly at no additional cost. (Subject to eligibility and credit agreement. Credit facilities for over 18s only. Representative 0.0% APR)
  • If you can't stay in your home following severe damage, we'll work quickly to get you and your family into safe and secure accommodation (Home must be uninhabitable following an insured event. Terms and Cover limits apply)
Important information

Our most popular product, offering flexibility to adjust to your needs. Up to £1m Building cover (the amount we will pay up to for the cost of repairs or rebuild of your home) following a valid claim. For more information on what the policy covers, please read the Standard insurance product information document and policy document.