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Existing customer

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Our child & teen bank account

Overdrafts explained

First things first. There are 2 types of overdrafts – arranged and unarranged. Both types will cost you money in interest when you use them. It’s important you know the difference, so we’ll cover it off here.

Applying is really quick

Only pay interest if you use it. No fees

Find out how much interest you're likely to pay

Use our overdraft cost calculator to see how much interest you’d pay based on your own circumstances and borrowing amount.

What is a current account?

They are generally used for everyday spending, like buying something from a shop. You can also use one to receive money from others, like a parent or employer.

Select Account

Our most popular account for day-to-day banking, with no monthly fee

Pay your mates with Paym

Paym lets you send cash to friends and family using their telephone number

Accepted

Student

Get uni life off to a great start

Teen Account

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Get an interest free overdraft of up to £2,000 (£500 in the first term). 18+, subject to approval.

Adapt Account

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Life Moments

European accounts

If you live in the EU area, we have bank accounts just for you.

Make a complaint online

We are sorry that you are unhappy with our products or services. Letting us know means we can record your complaint and work with you to understand what’s happened and how we can put things right. You can complete our online complaint form and we will contact you by email, phone or post to resolve your complaint.