Graduate arranged overdraft
- You only pay interest if you use it. No fees
- Get an instant decision if you bank online with us
- Quick access to funds
f you’ve got an arranged overdraft limit on your UBR account that you feel is too low or too high, we’ll show you how to increase, reduce or remove your overdraft limit.
Available to eligible UBR Graduate account customer, aged 18+ and who live in the UK. Subject to lending criteria.
Use our eligibility checker to find out whether you’re likely to be accepted before you apply. It just takes a few minutes and it won't impact your credit score.
Available to NatWest Student current account customers, aged 18+ who've lived in the UK 3+ years. Subject to lending criteria.
An arranged overdraft allows you to go overdrawn up to an agreed limit. This type of borrowing can help if pay-day is a long way off or you're a bit short of cash.
We need to maintain and update all our services - from our website and mobile app to our ATMs and credit card processing. You can check on the status of our services any time you like.
f you’ve got an arranged overdraft limit on your UBR account that you feel is too low or too high, we’ll show you how to increase, reduce or remove your overdraft limit.
Available to eligible UBR Graduate account customer, aged 18+ and who live in the UK. Subject to lending criteria.
For information on how to get a refund on travel money orders, please visit our travel money page where you will find a step by step guide to help you get your money back.
f your holiday or flight has been cancelled, please get in touch with your travel provider in the first instance as we can only dispute the payment after the travel date has passed and the travel provider is unable to assist you.
We've pulled together a range of commonly asked questions and answers to help you during this difficult time.
Yes, you can. However, it's important to be aware of any fees associated with making purchases or withdrawing money from an ATM. Check out our tips below for using your debit card abroad.
App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.
Depending on your account type, you may be charged Non-Sterling Transaction Fees for using your debit card abroad. Select your account to find out more.
You can register one trip at a time. It can include up to seven countries and last 90 days. Register each country you are visiting. The marker will apply to all debit cards in your name. Joint account holders should register separately.
To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
We want to help you get from A to B. To do that, we've put together an overview of what to expect from car finance options versus car loans.
Credit broker is introducing customers to ALD Automotive Ltd (lender). NatWest will receive a payment if you proceed with a finance agreement.
If you take out a PCP (personal contract purchase) agreement, you don't pay the full cost of the car upfront, you pay for the depreciation plus interest.
A fixed rate of Representative 5.9% APR, which means that if you’re approved, this is the rate you’re guaranteed to get, no matter how much you borrow (between £2,000 and £60,260).
If you would like to discuss savings or investment options in more detail, book a health check with a Premier Banking Manager today.
Your Premier Banking Manager can refer you to members of our panel of companies; they can help with tax returns and give tax advice at a discounted rate.
If you're looking for specialist investment advice and are able to invest £250,000 or more. Your Premier Banking Manager can arrange an appointment with a wealth manager. A fee applies for this service.