Financial services compensation scheme

How do overdrafts work?

An arranged overdraft can be useful for short term borrowing. Understand arranged and unarranged overdrafts and their impact on your account. An overdraft is a form of borrowing and is repayable on demand.

A Visa Debit Card

Buy things in shops and online, and withdraw your cash from a cash machine.

Our Mobile Banking app

Our Mobile Banking app is secure, easy to use and lets you manage your banking when you’re out and about.

Interest on your balance

You’ll earn interest on everything you pay into this account.

Apple Pay and Google Pay

Use your phone as a way to pay

Pay your mates with Paym

Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.
select Account

Open a Reward Bank Account

A bank account that rewards you

To apply, you need to be 18+ and a UK resident. To hold this account, you need to pay in £1,250 to an eligible NatWest account every month.

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