Mobile App Payments - Ways to Bank | Ulster Bank Republic of Ireland

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Making payments on your mobile

Make payments simple with Mobile Banking

Convenient ways to pay with your mobile

Get the app

App available on most smartphones to customers with Anytime Internet Banking and a Republic of Ireland or international mobile number in specific countries. Some payment options not available to customers under the age of 16.

New ways to pay with your mobile

Apple Pay

Apple Pay is the new, easy and secure way to pay using an eligible Ulster Bank debit cards, Visa credit and Mastercard credit cards and an Apple device.
 

  • Make contactless payments in shops
  • Pay with a single touch within apps
  • Use Apple Pay to make online purchases

There is no set limit for how much can be spent using Apple Pay, however retailers may apply contactless limits. Some retailers may accept Apple Pay transactions for larger amounts.

More about Apple Pay

Google Pay

Google Pay is the new way to pay with your Ulster Bank debit card, Visa credit and Mastercard credit card.
 

You can tap and pay with your Android device just like you can with your contactless card. It's easy to set up, safe and secure.
 

Available on Android devices running Android 4.4 (KitKat®) or higher.  Available to Ulster Bank current account holders, Visa credit and Mastercard credit card holders.

More about Google Pay

Easy and secure ways for you to send money

You’ll be charged €0.20 per payment made via Mobile Banking if you don’t meet the current account fees and charges waiver criteria. For more information please visit our current account fees and charges page .

Transfer money between your accounts

Quickly send money between your own accounts using the mobile app.

Making a transfer

Transfering between your accounts is easy:

 

1. Simply log in and select the account you wish to make the transfer from.

2. Select 'Make a transfer'.

3. Choose what account you want to make the transfer too.

4. Enter the amount you wish to transfer.

5. Select to 'send now' or 'send later'.

6. Click 'Make transfer' on iPhone or 'Next' on Android - You will then be shown a confirmation screen.

 

Done.

 

Pay someone new without needing a card reader

Need to send money to someone quickly? Now you can make payments safely and quickly with our mobile app.

How to pay someone new up to €1,000 without using a card reader

  1. Open your Ulster Bank app, tap on the account you want to make a payment from, select 'Payments' and then 'Make a payment'.
  2. Tap ‘Select payee’ on Apple devices or ‘Choose payee’ on Android devices and then tap 'Pay someone new' and put in the name and account details of the person you want to pay.
  3. Choose the amount you wish to send, add a reference for the payment and the choose the date you want to send the money on, now or in the future. Tap on ‘Make payment’ for Apple devices and ‘Next’ on Android devices.
  4. For added security you may be asked to authorise this payment. If this happens you will see the ‘Authentication required’ screen. Just tap ‘Next’ then re-enter your mobile app’s log in details, to re-confirm it’s you.
  5. Check the details on screen are correct then tap ‘Make payment’ on Apple devices and ‘Next’ on Android devices, then tap ‘Make payment’ again.
  6. That’s your payment complete! You can save or send a PDF copy of the payment once it's sent, if you want to keep a record of it.

 

Important information
 

Payments under €1,000 can be saved on the mobile app and will also show in Anytime Banking for future use. You must be aged 16 or over and there is a maximum of 5 payments totalling €1,000 per day.

Pay your credit card directly from the mobile app

Nobody likes paying bills, but when it comes to paying your Ulster Bank credit card we want to make it as easy as possible.

Paying your Ulster Bank credit card is simple with our Mobile Banking app.

 

  • Simply log in to your app.
  • Select your credit card from the list of accounts. 
  • Select 'Pay credit card'.
  • Choose to pay the minimum balance, the full statement balance or another amount of your choice.
  • Check and confirm the payment details.

Payments made before 5pm will be applied to your credit card on that day. Payments made after 5pm will be applied the following business day. Future dated payments will be applied on the scheduled payment date.

 

Find more help for credit cards in our Support Centre.

Pay your bills from within the app without needing a card reader

Select 'Pay Someone New' from the Payments option in our mobile app and you will be able to type the name of the company you wish to pay.

Your step-by-step guide: Paying an existing bill

  1. Open your mobile app.
  2. Tap on the account you wish to make a payment from.
  3. Tap on 'Payments'.
  4. Tap 'Make a payment'.
  5. Tap on 'Select payee' on Apple devices or 'Choose payee' on Android devices to search through your saved payees until you find the bill you want to pay. Enter the amount you want to pay and if you want to make to payment now or in the future. Tap ‘Make payment’ on Apple devices or ‘Next’ on Android devices to continue.
    * If you want to change the existing reference a daily limit of €1,000 will be applied and you may be asked to authorise the payment using your app's log in details.
  6. Check and confirm the payment details are correct and 'Make payment'.
  7. That’s your payment complete! If you need a record of this payment simply tap 'Get PDF confirmation'.

Eligibility

For bill payments saved through Anytime Banking a daily limit of €20,000 will apply for Personal customers and a limit of €50,000 will apply for Private customers. For a payment you haven't saved through Anytime Banking, or where you change the reference, a daily limit of €1,000 will apply.

 

Your step-by-step guide: New bill payment

  1. Open your Ulster Bank app, tap on the account you want to make a payment from, select 'Payments' and then 'Make a payment'.
  2. Tap ‘Select payee’ on Apple devices or ‘Choose payee’ on Android devices and then tap 'Pay someone new' and enter the name and account details of the bill you want to pay.
  3. Use the reference number supplied by the company you are paying, so that they know it's from you. Choose the amount you want to pay and when you want the payment to be sent. Tap on ‘Make payment’ for Apple devices and ‘Next’ on Android devices.
  4. For added security you may be asked to authorise this payment. If this happens you will see the ‘Authentication required’ screen. Just tap ‘Next’ Just re-enter your mobile app’s log in details, to re-confirm it’s you.
  5. Check the details on screen are correct then tap ‘Make payment’ on Apple devices and ‘Next’ on Android devices, then tap ‘Make payment’ again.
  6. Payment complete, you can save or send a PDF copy of the payment once it's sent if you want to keep a record of it.

Eligibility

Payments under €1,000 can be saved on the mobile app and will also show in Anytime Banking for future use. You must be aged 16 or over and there is a maximum of 5 payments totalling €1,000 per day. If paying a credit card there is a maximum limit of €500.

 

Set up payments or transfers to leave on a future date

Need to make a payment next week, next month but worried you will forget to send it? Set it up now to leave on a specific date in the future.

Setting up a payment or transfer to leave on a specific future date is easy and can be done through the mobile app. Simply follow these steps:

 

  • Select the account you want the money to leave from
  • Select the account you want to transfer your money to or enter the payment details of the person you wish to pay
  • Select 'Send later' and enter the date you would like the transfer or payment to be made
  • Touch 'Schedule payment' and that's the payment or transfer set up and good to go

Note that payments and transfer cannot be scheduled to leave more than 120 days in the future.

 

Discover more with our video guides

How to use 'Get Cash'

How to set up a standing order via the App

Keeping you and your money secure

We take the security of your money seriously.

Our mobile banking app has independent experts regularly test, update and confirm that our systems meet the highest standards you would expect.

Find out more about banking safely on your mobile
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