Family on ipad

Current accounts

Straightforward everyday banking

Compare our current accounts

RTE

Standard Account

Current Account

Private Account

ufirst Private Account

At a glance

A basic bank account with no credit facilities

All the essentials to make everyday banking easy

Personalised financial support with your own Relationship Manager

All the benefits of a Private Account plus extra lifestyle benefits

Who can apply?

Republic of Ireland residents aged 18 or overUK residents can apply in branch or by phone. Existing non-resident customers (excluding residents of Australia and USA) must apply in branch.

Republic of Ireland residents aged 18 or overUK residents can apply in branch or by phone. Existing non-resident customers (excluding residents of Australia and USA) must apply in branch.

Republic of Ireland residents aged 18+. Min. salary €150k or €175k for joint applicants To apply for a Private account please contact your Private team.

Republic of Ireland residents aged 18+. Min. salary €150k or €175k for joint applicants To apply for a ufirst Private account please contact your Private team.

Lifestyle benefits

N/A

N/A

Relationship Manager

  • Relationship Manager
  • Worldwide travel insurance
  • Mobile phone insurance
  • Ticket service: 25% cash-back 

Mobile banking

  • Mobile Banking app
  • Text Alerts
  • Pay Your Contacts
  • Get Cash
  • Mobile Banking app
  • Text Alerts
  • Pay Your Contacts
  • Get Cash
  • Mobile Banking app
  • Text Alerts
  • Pay Your Contacts
  • Get Cash
  • Mobile Banking app
  • Text Alerts
  • Pay Your Contacts
  • Get Cash

Online banking

Arranged overdraft
(fees apply)

Set up and annual renewal fees of €25 apply

N/A

Subject to credit review and approval

Subject to credit review and approval

Up to €1,000 interest-free (subject to credit review and approval)

Visa debit card
(fees apply)

Annual Government Stamp Duty of €2.50 applies per card for cash machine or Point of sale trnsactions, €5 applies where it is used for both

Emergency Cash

Monthly fee

€4 unless you keep €3k in your account each month or are aged 60 or over

€4 unless you keep €3k in your account each month or are aged 60 or over

€36

€50

Students and graduates

If you are a full time student, or have graduated from a full time course in the past 12 months, you can apply for our student or graduate accounts. 

Student walking along a street

Thinking of switching to us?

Moving your account to us is easy, simply tell us that you want to switch when completing your account application. Our dedicated switching team will do all the hard work for you. We'll:

  • Transfer your salary to your new account
  • Set up your standing orders and request the set-up of your Direct Debits
  • Transfer any credit balance from your old account

And we'll do it all within seven working days.

 

Find out more about moving to us

Current accounts

How can we help?

See what you need to open an account
Set Tab for lightbox