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Current Account

Everyday banking for a monthly maintenance fee of €4

Available to Republic of Ireland residents aged 18 or over. Lending criteria, terms and conditions apply

Why choose our Current Account?

No day to day transaction fees
We don't charge for day to day transactions, just a €4 monthly maintenance fee.

Visa debit card
Withdraw cash and make purchases in store and online. Stamp Duty applies. Annual Government Stamp Duty of €2.50 per card applies for cash machine or Point of Sale transactions, €5 applies where it is used for both.(/p>
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Flexibility when you need it, subject to credit review and approval.
More on overdrafts

Pay your bills
Make regular payments by Direct Debit or standing order.

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Take a look at A guide to personal accounts fees and interest for information on fees and charges.

An overdraft is repayable on demand and may not be exceeded without prior permission. If you exceed your overdraft limit, surcharge interest in addition to debit interest will be applied to any amount over the authorised limit. Other charges may also apply.Please see  A guide to personal accounts fees and interest for details.  

No day to day transaction fees

A €4 monthly maintenance fee applies to the Current Account  - but we don’t charge for day to day transactions - so you know exactly what you’re paying each month.

We don't charge for:

  • Using your debit card to pay for goods or getting cashback
  • Using online, telephone banking or banking app services
  • Setting up or cancelling Direct Debits or standing orders
  • Transferring money between your accounts or to others
  • Withdrawing/lodging cash over the counter or at cash machines

Plus, if you maintain a minimum balance of €3,000 in your account during the charging cycle or are aged 60 or over, you can enjoy maintenance fee-free banking. Find out more

Additional features

What else can you expect?

Emergency Cash service

If your card is lost or stolen we will cancel your card and let you withdraw up to €300 from our cash machines if you are an online and telephone banking customer, or up to €60 if you're not.

More on Emergency Cash

Mobile Banking

Our mobile app is simple, clever and easy to use - you can even use it to withdraw cash at our cash machines and make payments to friends and family using just their mobile number.

More on Mobile Banking

Online banking

View your balance, check and print your statements and pay bills anywhere in the world with our secure online banking service.

More on online banking

Banking to suit you

In addition to our online and mobile banking services, we have a 24/7 call centre and web chat services. Plus, some of our branches are open on Saturdays.

More on ways to bank

Thinking of switching to us?

Moving your account to us is easy, simply tell us that you want to switch when completing your account application. Our dedicated switching team will do all the hard work for you. We'll:

  • Transfer your salary to your new account
  • Set up your standing orders and request the set-up of your Direct Debits
  • Transfer any credit balance from your old account

And we'll do it all within seven working days.


Find out more about moving to us

Current Account

Ready to apply?

Apply online
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