Mortgages - Personal Banking | Ulster Bank

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Help for the home makers

We can help you find your
perfect mortgage

Request a call back
A mortgage you can live with €1,500 towards your legal fees

What’s the offer

 Offer is available across the Ulster Bank residential and buy to let mortgage product range

 Mortgage offer must be issued by 31 December 2016

 €1,500 payment will be made into your current account as a contribution to your legal fees, after mortgage drawdown. This amount is fixed and will not change if your legal fees are higher or lower

 

Who is eligible?

 Any customer taking a new mortgage, including first time buyers, home movers switchers and buy to let

 Minimum mortgage amount is €40,000 for residential and €50,000 for buy to let

 Excludes home mover mortgage where entire balance is on a historic ported product or 10 year tracker, further advance, negative equity, retention and transfer of title mortgages

 For first time buyers a Loan to Value (LTV) up to 90% is available on the first €220,000 of a residential property and 80% LTV for any value above that. Up to 80% LTV is available for home mover and switcher mortgages. Up to 70% LTV is available on buy to let mortgages, this varies by location

Our €1,500 legal fees offer
A mortgage you can live with €1,500 towards your legal fees

What’s the offer

 Offer is available across the Ulster Bank residential and buy to let mortgage product range

 Mortgage offer must be issued by 31 December 2016

 €1,500 payment will be made into your current account as a contribution to your legal fees, after mortgage drawdown. This amount is fixed and will not change if your legal fees are higher or lower

 

Who is eligible?

 Any customer taking a new mortgage, including first time buyers, home movers switchers and buy to let

 Minimum mortgage amount is €40,000 for residential and €50,000 for buy to let

 Excludes home mover mortgage where entire balance is on a historic ported product or 10 year tracker, further advance, negative equity, retention and transfer of title mortgages

 For first time buyers a Loan to Value (LTV) up to 90% is available on the first €220,000 of a residential property and 80% LTV for any value above that. Up to 80% LTV is available for home mover and switcher mortgages. Up to 70% LTV is available on buy to let mortgages, this varies by location

Important Information
about our mortgages

Lending criteria, terms and conditions apply. Over 18s only and Republic of Ireland residents only. Mortgaged property must be in Republic of Ireland. Security, buildings insurance and life cover required. 

Help for what matters...

€1,500 towards your legal fees

Same great rates for all customers

Meeting where & when suits you

Free valuation on your mortgage

 

We offer €1,500 towards your legal fees on all new residential and buy to let mortgages, mortgage offer must be issued by 31 December 2016

More about our
€1,500 legal fees offer
A mortgage you can live with €1,500 towards your legal fees

What’s the offer

 Offer is available across the Ulster Bank residential and buy to let mortgage product range

 Mortgage offer must be issued by 31 December 2016

 €1,500 payment will be made into your current account as a contribution to your legal fees, after mortgage drawdown. This amount is fixed and will not change if your legal fees are higher or lower

 

Who is eligible?

 Any customer taking a new mortgage, including first time buyers, home movers switchers and buy to let

 Minimum mortgage amount is €40,000 for residential and €50,000 for buy to let

 Excludes home mover mortgage where entire balance is on a historic ported product or 10 year tracker, further advance, negative equity, retention and transfer of title mortgages

 For first time buyers a Loan to Value (LTV) up to 90% is available on the first €220,000 of a residential property and 80% LTV for any value above that. Up to 80% LTV is available for home mover and switcher mortgages. Up to 70% LTV is available on buy to let mortgages, this varies by location

 

We offer the same great rates to new and existing customers so when you’re fixed term ends, you can choose the best deal to suit your circumstances

 

Our Mobile Mortgage Managers can travel to meet you, also many of our branches are open for mortgage appointments on Saturday mornings.

 

Ulster Bank currently offer a free standard valuation on our new mortgages. One free valuation per customer applies.

Getting started is easy...

Find out how much you could borrow

Before you start looking for a house, you need to know how much you can borrrow.

We'll ask a few questions about your income and outgoings to be able to give you an idea of how much we could lend to you.

How much can I borrow

Take a look at our mortgage rates

Find out what your repayments are likely to be and whether there are any additional fees or repayment charges.

Once you've taken a look at our rates, you can get an indication of whether we can lend you the amount you need with an Intention to Lend.

Mortgage rate finder

How to apply for a mortgage

You can apply in branch or over the phone. Take a look at the options and find out what's best for you.

Our Mortgage Advisers can call you or meet you at a time and branch that suits you, many branches are open on Saturdays.

How to apply
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