Your savings rates - Savings | Ulster Bank

Savings Rates

Find out your interest rate and when it is paid

Interest Rates

 

Want to find out your interest rate, when it is paid or the minimum deposit required? The tables below give you an overview of our existing savings accounts. 

Can't find your interest rate below? Your account may no longer be on sale however we have a list of all accounts and existing rates here.

All returns are subject to Deposit Interest Retention Tax (DIRT). Under current legislation the effective DIRT is 39% 

Special Interest Deposit Account ( SIDA )

Balance

Gross / AER%(Variable)

Frequency interest paid

 

€1 - € 15,000

 

1.05% Annually in October
>€15,000 - €100,000 0.25%

 

Easy Access savings

Balance

Gross / AER (Variable)

Frequency interest paid

 

€1+

 

0.01% Quarterly

 

Loyalty Saver

Including annual conditional bonus of 0.10% Gross /AER (variable) paid if no more than 4 withdrawals are made in an annual period:

Balance

Gross / AER (Variable)

Frequency interest paid

 

€25,000 - €1,000,000

 

0.30% Annually in January
€2000 - €24,999 0.20%
€0 - €1,999 0.01%

 

Loyalty Saver

Excluding annual conditional bonus of 0.10% Gross / AER (variable) paid if no more than 4 withdrawals are made in an annual period: 

Balance

                                     

Gross / AER (Variable)

Frequency interest paid   

 

€25,000 - €1,000,000

 

0.20% 

 

Annually in January
€2,000 - €24,999 0.10%
€0 - €1,999 0.01%

 

urfirst / urmoney

Balance

Gross / AER (Variable)

Frequency interest paid

 

€0+

 

1.15% Gross / 1.15% AER  Quarterly

 

Fixed Term Deposit (Fixed rate effective from 13th December 2016 )

 

 €15,000 - €500,000

Frequency interest paid

6 months

 

0.15%    Gross 

 

0.30%    AER

At end of the term

12 months 0.40%    Gross  0.40%     AER At end of the term
 

€15,000 - €1,000,000

Frequency interest paid

24 months 0.90%    Gross 0.45%    AER At end of the term
36 months 1.50%    Gross 0.50%     AER At end of the term

 

Money Desk - Please contact your local Ulster Bank branch for Money Desk Deposit interest rates we will quote you the interest rate before you place your funds on deposit.

 

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