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urfirst and urmoney Savings Accounts

Our savings accounts for under 18's

Available to customers aged under 18, resident in the Republic of Ireland. Terms and conditions apply.

At a glance

urfirst (0-11) Savings Account

 
Start small. Open the account with just €5
 
Only a parent or guardian will have access to the money 
 
A relative or friend over 18 can open the account for a loved one

 

We will need proof of ID and address for you and the child you're opening the account for. Bring along the required documentation and your account will be opened.

See what documents we require Book an appointment
Representative Example
Account: urfirst Savings Account
Frequency interest paid: Quarterly
Gross/AER % (variable): 1.50

Say hello to

Henri Hippo!

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Henri Hippo is back to help your kids save just like you did. Download our free learning resources below to help start the saving habit.

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Calculate your savings and watch them grow on our printable wall chart!

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All this money stuff is hard work, so take a break and have some fun!

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Icon expand Print out fun stuff

Henri Hippo moneybox on bedside table

Free Henri Moneybox

Open a urfirst Savings Account and your child will receive their very own free Henri Moneybox to help get them saving!

Henri Moneyboxes are suitable for children aged 3+ and are limited to one per new account holder based in the Republic of Ireland.

At a glance

urmoney (12-17) Savings Account

  • Open the account yourself - under 16's will need a parent or guardian to sign the application form to receive a cash card (Government stamp duty €2.50 per year)
 
  • Your own cash card - you can apply for your own cash card so that you can check your balance, order a statement or take out money whenever you want from any Ulster Bank cash machine with no notice required

 

We will need proof of identification and address. Simply book an appointment at your nearest branch, bring along the required documentation and your account will be opened.

Representative Example
Account: urmoney Savings Account
Frequency interest paid: Quarterly
Gross/AER % (variable): 1.50

Important information

Gross: interest rate paid before the deduction of tax. Annual Equivalent Rate (AER): What the interest rate would be if paid and compounded each year. All returns are subject to the Deposit Interest Retention Tax (DIRT). Under current legislation, the effective DIRT rate is 41%.

MoneySense

Our MoneySense AT HOME website is designed to help parents talk to their families about money. The site provides helpful hints, tips and practical exercises on budgeting, managing debt and getting value for money.

Also see the MoneySense FOR SCHOOLS website, our free financial education programme for students.

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urfirst and urmoney Savings Accounts

Ready to apply?

Book an appointment
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