With Apple Pay and Google Pay we can offer you safe, fast and simple ways to pay for every day items such as a newspaper or a coffee, using your mobile.
Available to Republic of Ireland residents aged 18 or over. Lending criteria terms and conditions apply. Smartphone Payments available on Ulster Bank debit cards in the Republic of Ireland. Limits from retailers may apply.
At a glance
What do you get with your bank account?
Facial Recognition
This is available on the iPhone X only. The Face ID technology allows you to log in to our mobile app by simply using your face. It works by the camera on the phone capturing accurate face data. Ulster Bank were the first bank in Ireland to introduce this function. This safe and secure function will provide you with even more convenience while banking on the Ulster Bank app.
Text Alerts
Keep yourself updated anywhere, anytime with Activity, Weekly balance and On Demand text alerts.
Mobile Banking
Our app is simple, clever and easy to use – you can even use it to withdraw cash at our cash machines and make payments to friends using just their mobile number. Available to customers with Anytime Banking and a Republic of Ireland mobile number.
Get Cash
Get Cash allows you to withdraw money from our cash machines without using your bank card. It’s handy for those times you left your wallet or purse at home and only have your mobile phone to hand.
Emergency Cash
If your card is lost or stolen our Emergency Cash service ensures you can access your money from our cash machines. You can withdraw up to €300 if you are an Anytime Banking customer, or up to €60 if you’re not. You need to have €25 in your account to use the service.
Pay Your Contacts
With our mobile banking app you can make payments to friends or family without having to swap bank details, using just their mobile number.
Visa Debit Card
Withdraw cash and make purchases in store and online. Stamp Duty applies.
Overdraft
Flexibility when you need it, subject to credit review and approval.
An overdraft is repayable on demand and may not be exceeded without prior permission. If you exceed your overdraft limit, surcharge interest in addition to debit interest will be applied to any amount over the authorised limit. Other charges may also apply.Please see A guide to personal accounts fees and interest for details.
Straightforward monthly fee
A €4 monthly maintenance fee applies to the Current Account - but we don’t charge for day to day transactions - so you know exactly what you’re paying each month.
We don't charge for:
- Using your debit card to pay for goods or getting cashback
- Using online, telephone banking or banking app services
- Setting up or cancelling Direct Debits or standing orders
- Transferring money between your accounts or to others
- Withdrawing/lodging cash over the counter or at cash machines
Plus, if you maintain a minimum cleared balance of €3,000 in your account during the charging cycle or are aged 66 or over, the €4 fee will not apply. Find out more
Please take a look at A Guide to Personal Account Fees and Interest for information on fees and charges associated with this Current Account.
Thinking of switching to us?
Moving your account to us is easy, simply tell us that you want to switch when completing your account application. Our dedicated switching team will do all the hard work for you. We'll:
- Transfer your salary to your new account
- Set up your standing orders and request the set-up of your Direct Debits
- Transfer any credit balance from your old account
And we'll do it all within ten working days.