Current Account - Current Accounts | Ulster Bank

With Apple Pay and Google Pay we can offer you safe, fast and simple ways to pay for every day items such as a newspaper or a coffee, using your mobile.

Smartphone Payments available on Ulster Bank debit cards and credit cards. Limits from retailers may apply. Apple Pay available on selected Apple devices. Google Pay available on selected Android devices.

You’ll be charged a transaction fee of €0.01 (Contactless) or €0.20 (in app transactions) if you do not meet the current account fee and charges waiver criteria. Find out more about our current account fees and charges.

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This is available on the iPhone X only. The Face ID technology allows you to log in to our mobile app by simply using your face. It works by the camera on the phone capturing accurate face data. Ulster Bank were the first bank in Ireland to introduce this function. This safe and secure function will provide you with even more convenience while banking on the Ulster Bank app.  

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Keep yourself updated anywhere, anytime with Activity, Weekly balance and On Demand text alerts.

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Our app is simple, clever and easy to use – you can even use it to withdraw cash at our cash machines and make payments to friends using just their mobile number. Available to customers with Anytime Banking and a Republic of Ireland mobile number.

You may be charged for using Mobile Banking. Please visit our current account fees and charges page for more information on transaction fees. 

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Get Cash allows you to quickly choose an amount of cash that you would like to withdraw from within the app. 

We will then provide you with a secure cash code that will be valid for 3 hours and can be used at any Ulster Bank cash machine to withdraw your money. You can use this cash code yourself or text it to someone else. 

This service can only be used twice a day and you can only have one cash code at any one time. If the code expires, the funds will re-credit your account within 24 hours.

Important Information:

• Get Cash allows a maximum withdrawal limit of €130 every 24 hours and this must be within the daily withdrawal limit for your debit card.
• There is a maximum limit of 2 Get Cash withdrawals per day.
• You must have at least €10 available funds to withdraw from your account (including any overdraft facility).
• We must have your correct mobile number in our records.
• You must have an active debit card for your account.
• You’ll be charged €0.35 for each ATM cash withdrawal in Euro within SEPA (including Get Cash transactions) if you do not meet the current account fees and charges waiver criteria. For more information please visit our current account fees and charges page. 

Get Cash is available on iPhone and Android devices.

You can use Get Cash as soon as you activate your app for the service. You can find out how to do this on our 'getting started' page.

If your card is lost or stolen our Emergency Cash service ensures you can access your money from our cash machines. You can withdraw up to €300 if you are an Anytime Banking customer, or up to €60 if you’re not. You need to have €25 in your account to use the service.

You’ll be charged €0.35 for each ATM cash withdrawal in Euro within SEPA (including Emergency Cash transactions) if you don't meet the current account fees and charges waiver criteria. For more information please visit our current account fees and charges page. 

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Withdraw cash and make purchases in store and online. Stamp Duty applies.

Transaction charges apply when withdrawing cash and making purchases online and in store if you do not meet the current account fees and charges waiver criteria. For more information please visit our current account fees and charges page.

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Flexibility when you need it, subject to credit review and approval.

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