Non ROI EU Residents

There is a maximum amount that can be lodged into a Foundation Account over a 12 month period. This amount is equivalent to the national minimum hourly rate of pay (as declared from time to time in accordance with section 11 of the National Minimum Wage Act 2000 (No. 5 of 2000) multiplied by 2,080 (i.e. 40 hour week x 52 weeks of the year).

For example, based on the current national minimum hourly rate of pay of €9.15, the maximum amount that can be lodged to the Foundation Account over a 12 month period is €19,032 (i.e €9.15 x 40 hours per week x 52 weeks per year).

If money is lodged to your Foundation Account that is in excess of the lodgement limit we may change your account to a Standard Account.

The EU has 28 member countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic , Denmark , Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom 

Please make sure you are:

• Aged 18 or over
• An EU resident

What you need to do:

Read the Important Documents section below.

Select the account you wish to apply for and then print and complete the application form. If you wish to apply for a Foundation Account, you must apply in an Ulster Bank branch.

Once you have completed the appropriate application form, sign it and send along with the required documentation (listed below) to the address provided on the application form. If you are applying for the Student Account, you must also enclose proof of Student status (also listed below).

Correct and properly certified documentation must be provided in accordance with the guidance notes below.

Guidance notes and a template to be used for certifying the required documentation confirming identity and address are contained within the application form.

Confirmation of identity - We can accept a certified copy of one of the following documents. Ensure (where applicable) the customer identification copy contains your name, signature (passport and Driving Licence), DOB, expiry date, photograph, document identification number (MRZ Code) and be valid as at date of presentation:

• Current, valid full passport - Internal or domestic Russian passports are not acceptable as proof of identity
• EU Driving Licence
• National identity card (this excludes cards issued by the United Kingdom)

Confirmation of address - We can accept any one of the following certified documents which must include your full name or initials and surname.

• Current Utility bill less than 6 months old and must not be first or final bill (electricity, water, gas, landline telephone, council tax or rates) Mobile phone bills are not acceptable.
• Bank, Building Society or Credit Card statements must be less than 6 months old. Mortgage statements must be no more than 12 months old. (Statements and bills from Ulster Bank are not accepted e.g. credit card or mortgage statements)
• EU Driving Licence – valid at time of presentation and confirming EU residential address (NB must not have been used for confirmation of identity)

Proof of Student status: If you are applying for the Student Account, we require one original item from the list below to confirm your student status within the Republic of Ireland. It must be valid for the current academic year and issued within the last six months. 

• Letter of acceptance, enrolment or offer from your University, College or the Central Applications office
• Confirmation of place from your University, College or the Central Applications office
• Request for contribution (and or other associated) fee (which must include a reference number) from your University or College

If you can’t provide the preferred documents as outlined, please contact us on +44 2890 538267 to discuss what sort of documents you can provide that may be acceptable to us.

All documents provided confirming identity and address must be certified. The following are acceptable certifiers:

• A lawyer, an advocate or notary public who is a member of a professional body, evidence of which can be obtained from a law society or bar association site
• An accountant who is member of a recognised professional body

Please ensure that the authentication on your copied identification clearly states ‘I certify that this is a true copy of the original document’. Further information on certification requirements can be found within the application form. The certifier must complete the template provided in the application form.

Please ensure certification provided is in English.

If it's easier, please feel free to drop into any Ulster Bank, Royal Bank of Scotland or Natwest Branch where a member of staff will certify your documents. 

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A guide to personal accounts fees and interest Terms of business

A guide to credit scoring

Deposit guarantee scheme - Depositor information sheet