Smartphone Payments
With Apple Pay and Google Pay we can offer you safe, fast and simple ways to pay for every day items such as a newspaper or a coffee, using your mobile.
Available to Republic of Ireland residents aged 18 or over, in a full-time third level course which lasts at least one and no longer than six years. Lending criteria, terms and conditions apply.
At a glance
What do you get with your bank account?
Mobile Banking
Mobile Banking
Our app is simple, clever and easy to use – you can even use it to withdraw cash at our cash machines and make payments to friends using just their mobile number. Available to customers with Anytime Banking and a Republic of Ireland mobile number.
Facial Recognition
Facial Recognition
This is available on the iPhone X only. The Face ID technology allows you to log in to our mobile app by simply using your face. It works by the camera on the phone capturing accurate face data. Ulster Bank were the first bank in Ireland to introduce this function. This safe and secure function will provide you with even more convenience while banking on the Ulster Bank app.
Get Cash
Get Cash
Get Cash allows you to withdraw money from our cash machines without using your bank card. It’s handy for those times you left your wallet or purse at home and only have your mobile phone to hand.
Visa Debit Card
Visa debit card
Withdraw cash and make purchases in store and online. Stamp Duty applies.
Interest-free Student Overdraft
Interest-free Student Overdraft
Interest-free arranged overdraft up to €1,500 (more for certain degrees, subject to credit review & approval). To find out more on our student overdraft or to request a change to your existing limit, see our student overdraft page.
Charges for additional services still apply, see our A Guide to Personal Accounts Fees and Interest (PDF).
Commission-free Travel Money
Commission-free Travel Money
Pick up commission-free foreign currency at your local Ulster Bank branch before you travel.
Student Credit Card
You can apply if you have an Ulster Bank Student Account with us. Approval will depend on your circumstances and our conditions. We may carry out credit scoring.
Parental loan
A parent or guardian can apply for a fixed rate personal loan for the purpose of assisting you with your studies. Lending criteria, terms and conditions apply.
Add your signposting title here…
Common questions
Important Information
You must use your Ulster Bank Student Account as your main account and pay in regular amounts such as parental contribution, salary, student loan or other funding. Only one current account is permitted for each student.
A Government Stamp Duty charge of 12 cent is applied to each domestic cash withdrawal made at an ATM. The total fee paid per annum per card is capped at €2.50 on ATM only cards and €5 on combined ATM and debit cards, and is applied annually in January.