Student Account - Current Accounts | Ulster Bank

Student walking down the Liffey

Student Account

Our hassle-free bank account for your further studies

Apply online

Available to Republic of Ireland residents aged 18 or over, in a full-time third level course which lasts at least one and no longer than six years. Lending criteria, terms and conditions apply.

At a glance What do you get with your bank account?
Flexible ways to bank

Apply online for a Visa debit card, 24/7 Anytime Internet Banking plus our mobile app with our Get Cash service.

Commission free travel money

Pick up commission-free foreign currency at your local Ulster Bank branch before you travel.

No transaction or maintenance fees

Also, no fees for standing orders or Direct Debits.

Interest-free student overdraft

Interest free arranged overdraft of up to €1500 (more for certain degrees, subject to credit review & approval).Students studying medicine, dentistry, law, accountancy, pharmacy, optometry, physiotherapy and veterinary science can apply for up to €2,500

To find out more on our student overdraft or to request a change to your existing limit, see our student overdrafts page.

Charges for additional services still apply, see our 'guide to personal accounts fees and interest' (PDF).

Student Credit Card

You can apply if you have an Ulster Bank Student Account with us. Approval will depend on your circumstances and our conditions. We may carry out credit scoring.

Find out more
Ulster Bank Student Credit Card


Student holding his mobile phone on the Luas

Parental loan

A parent or guardian can apply for a fixed rate personal loan for the purpose of assisting you with your studies. Lending criteria, terms and conditions apply.

Find out more
Add your signposting title here… Common questions

Important Information

You must use your Ulster Bank Student Account as your main account and pay in regular amounts such as parental contribution, salary, student loan or other funding. Only one current account is permitted for each student.

A Government Stamp Duty charge of 12 cent is applied to each domestic  cash withdrawal made at an ATM. The total fee paid per annum per card is capped at €2.50 on ATM only cards and €5 on combined ATM and debit cards, and is applied annually in January.

Student Account Ready to apply?
Apply online
Set Tab for lightbox