Available to Republic of Ireland residents aged 18 or over, in a full-time third level course which lasts at least one and no longer than six years. Lending criteria, terms and conditions apply.
Apply online for a Visa debit card, 24/7 Anytime Internet Banking plus our mobile app with our Get Cash service.
Pick up commission-free foreign currency at your local Ulster Bank branch before you travel.
Also, no fees for standing orders or Direct Debits.
Interest free arranged overdraft of up to €1500 (more for certain degrees, subject to credit review & approval).
To find out more on our student overdraft or to request a change to your existing limit, see our student overdrafts page.
Charges for additional services still apply, see our 'guide to personal accounts fees and interest' (PDF).
Student Credit Card
You can apply if you have an Ulster Bank Student Account with us. Approval will depend on your circumstances and our conditions. We may carry out credit scoring.
Parental loan
A parent or guardian can apply for a fixed rate personal loan for the purpose of assisting you with your studies. Lending criteria, terms and conditions apply.
Important Information
You must use your Ulster Bank Student Account as your main account and pay in regular amounts such as parental contribution, salary, student loan or other funding. Only one current account is permitted for each student.
A Government Stamp Duty charge of 12 cent is applied to each domestic cash withdrawal made at an ATM. The total fee paid per annum per card is capped at €2.50 on ATM only cards and €5 on combined ATM and debit cards, and is applied annually in January.